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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 67,889 reviews, last reviewed 11th Jun 2026
4285800% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to set up Very easy to set up and a great way of spreading the cost with no fee Reviewed on: 11th June 2026
AshP's avatar
AshP

Latest lowest rating:

2

Convenience at a cost The service itself is great - quickly sending money elsewhere, getting the receipt. Only more recently did I look closely at exchange rates etc and re... Read more Reviewed on: 11th June 2026
Annerose A's avatar
Annerose A
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (67889)

I love it

5
I use it all the time. I started my own business and it helped me a lot and I continue to use it for business and personal items Reviewed on: 11th May 2024
Leanne 's avatar
Leanne

I use PayPal for everything

5
I love the pay in three options and pay nothing interest for four months, as I can't usually afford to buy big items outright so this really helps me to buy the things I want Reviewed on: 11th May 2024
Anita H's avatar
Anita H

Easy to set up and very easy to check your plan, spr...

5
Easy to set up and very easy to check your plan, spreading the cost over 3 months no interest is brilliant highly recommend. Reviewed on: 11th May 2024
Kara's avatar
Kara

Very easy and smooth

5
It was easy and smooth highly recommended definitely I will use it again it was my first time try it it’s safe Reviewed on: 11th May 2024
Nadia's avatar
Nadia

Convenient

5
I use PayPal credit and pay in 3 multiple times throughout the year, it’s very convenient, never had a problem with it and it’s good for my credit history. Reviewed on: 11th May 2024
david s's avatar
david s

My Pay In 3 Experiences!

5
My Pay In 3 Experiences have been very very good! I have been able to spend the money slowly when ordering shopping and it has allowed me to have money for other things that I have needed to pay until I get my next pay on payday! The simple steps to getting the pay in 3 feature is an amazing tool to help you save up money whilst paying off your online shops and other online purchases! Reviewed on: 11th May 2024
Brad G's avatar
Brad G

Stress free.

5
Stress free. On one click you get what you want! Reviewed on: 11th May 2024
Adejoke K's avatar
Adejoke K

Very happy customer pay in 3 helps me to afford thin...

5
Very happy customer pay in 3 helps me to afford things much more easily Reviewed on: 11th May 2024
Tracy F's avatar
Tracy F

Confidence

5
Always happy to use PayPal,gives me peace of mind,quick and easy to use and I love the pay in 3! because with today’s economy we are all finding things difficult when needing to buy. Reviewed on: 11th May 2024
Karen p's avatar
Karen p

Always easy to use.

5
Always easy to use. Good deal and easy to pay off early when you want. Reviewed on: 11th May 2024
Melanie S's avatar
Melanie S

Review PayPal: Pay in 3 now

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