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PayPal: Pay in 3 reviews

4.76
Based on 68,707 reviews, last reviewed 12th Jun 2026
4363100% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast transaction It was too fast for transactions Reviewed on: 12th June 2026
MS in's avatar
MS in

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026
Michelle's avatar
Michelle

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (68707)

Had a wedding to attend and needed to order a dress...

5
Had a wedding to attend and needed to order a dress for the occasion. My money wasn’t going in to my account until the end of the month. PayPal, pay in 3 made it possible to order the dress I liked online. Without Pay in 3 I would have been stuck. Will definitely use it again. Thank you PayPal Reviewed on: 12th May 2024

Pay in 3 makes life easier

5
Pay in 3 makes it easy to buy some things and split the cost, and the best thing about it is there are no hidden charges or interests. I am very satisfied with the service and will continue to use it. Reviewed on: 12th May 2024

Very easy to use

5
Very easy to use - all upfront, no hidden agenda. Reviewed on: 12th May 2024

Excellent experience

5
Excellent experience - I have been using service for long time due to the peace of mind and trust in customer services whenever issue arises. Reviewed on: 12th May 2024

Top performance

5
Always excellent to use and never had any issues Reviewed on: 12th May 2024

Very easy to use, very convenient, and crucially ver...

5
Very easy to use, very convenient, and crucially very transparent as to the terms and conditions and the interest rate. You feel secure in knowing what you're paying and when you're paying it. Reviewed on: 12th May 2024

Brilliant PayPal.

5
It is a really easy and enjoyable experience using PayPal. I don't think I have ever had to make a phone call or send an email to their customer service team. I do everything through the app and it's just a simple easy experience. Reviewed on: 12th May 2024

I find the pay in three option helps me budget .

5
I find the pay in three option really helpful. It helps me pay for more expensive things & be able to budget by spreading it over 3 months. Reviewed on: 12th May 2024

Fair with improvements needed

4
Difficult to impossible to make a bane change. Overall for moving money works well Reviewed on: 12th May 2024

Great for bigger purchases that would normally be un...

5
Great for bigger purchases that would normally be unattainable Reviewed on: 12th May 2024

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