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PayPal: Pay in 3 reviews

4.76
Based on 70,059 reviews, last reviewed 15th Jun 2026
4489800% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to navigate, use and manage. Easiest app to use. There is absolutely nothing too complicated about it and the pay in 3 is a life saver as I am a student and I only have a part tim... Read more Reviewed on: 15th June 2026
Sonia M's avatar
Sonia M

Latest lowest rating:

1

Get rid!! After many years of using PayPal, I have now stopped using the service entirely and intend to close my account due to the poor handling of a payment d... Read more Reviewed on: 15th June 2026
Kasie's avatar
Kasie

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (70059)

Only reason gave neutral for customer service is i’v...

5
Only reason gave neutral for customer service is i’ve needed to contact them. Everything required is within the app and works flawlessly Reviewed on: 14th May 2024

Simple and straightforward.

5
Simple and straightforward. It was clear how much I could use, and how I would need to repay it. Definitely a great option to have. Reviewed on: 14th May 2024

I use PayPal pay in 3 to make my payment more flexib...

5
I use PayPal pay in 3 to make my payment more flexible and convenient . Helps a lot mostly with some large purchases without breaking the bank. PayPal is always a good idea for the security provided throughout the payment process and the pay in 3 is the cherry on the top. Reviewed on: 14th May 2024

I have used pay in 3 several times always it is comm...

5
I have used pay in 3 several times always it is communicated and managed well in conjunction with my account. If there is an issue it is resolved quickly by PayPal Reviewed on: 14th May 2024

The pay in 3 with no interest is fantastic.

5
The pay in 3 with no interest is fantastic. But customer safety via places like eBay is lacking. Reviewed on: 14th May 2024

It's easy to use.

5
It's easy to use. Cs treat queries in a quick timely manner. No hassles at all. Perfect. Problems are sorted immediately and your kept up to date requarly. Reviewed on: 14th May 2024

Ease of use is paramount.

5
Ease of use is paramount. PayPal set up the payment and make sure no payments are missed. There’s no further thought after deciding to spread the payments in 3 and that’s key to its success Reviewed on: 14th May 2024

easiest split payments program out there!

5
Very easy to use program with an instant response. With the backup of Paypal, easily acceptable everywhere. Reviewed on: 14th May 2024

I always use PayPal for my payments if there is an o...

5
I always use PayPal for my payments if there is an option to Reviewed on: 14th May 2024

Excellent service and products all round!

5
I’ve been using PayPal since 2009 and on countless occasions PayPal has allowed me the confidence and security to make transactions that a normal bank would not offer. From PayPal credit, to Pay in three, to the security of paying a business and the ease of paying friends and family. PayPal is a low cost high security solution and I’m extremely grateful for both the ease of use and the excellent customer support as and when required. Top marks! Reviewed on: 14th May 2024

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