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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,829 reviews, last reviewed 17th Jun 2026
4656600% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

4

Excellence I've enjoyed the experience of PayPal it's shows I everything I need to know about I transactions in regards to everything that I'm doing with my fund... Read more Reviewed on: 17th June 2026
Fitzgerald G's avatar
Fitzgerald G

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
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Amy
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71829)

Pay in 3 is the magic number

5
So handy for those mid range purchases e.g a new pair of boots .No long term payment commitments .Reminders of upcoming due payments are useful too. .Very easy site to set up funding..Should you need to return a purchase refunds are prompt & without complication . Reviewed on: 16th May 2024
Suzanne 's avatar
Suzanne

pay in 3 is great

5
always an enjoyable and blissful experience - the pay in 3 options helps with paying out monthly payments and managing money better and also you cant skip payments or pause like klarna so you do not get into money problems. Reviewed on: 16th May 2024
Cara L's avatar
Cara L

PayPal is an excellent payment method

5
PayPal is easy to make online payments through and I feel there is added protection if anything goes wrong as PayPal will negotiate with the seller on my behalf. Easy to spread the cost too with pay in three instalments with no hidden costs added. Reviewed on: 16th May 2024
Caroline 's avatar
Caroline

Great way to spread travel expenses like accommodati...

5
Great way to spread travel expenses like accommodation and flights Reviewed on: 16th May 2024
James G's avatar
James G

Simple and useful service

5
Pay in 3 is easy to use and is a great way to keep monthly bills lower and afford higher value items. The app is clear about the dates of payment and how much you owe. Reviewed on: 16th May 2024
Ando's avatar
Ando

Great for spreading the cost of expensive purchases.

5
Great for spreading the cost of expensive purchases. Gives plenty of reminders of when and how much is due! Reviewed on: 16th May 2024
Angela's avatar
Angela

I've used pay in 3 a few times and it's so easy.

5
I've used pay in 3 a few times and it's so easy. Some things have been a little hard to pay for all at once but using PayPal pay in 3 takes the pressure off as you can make it more manageable. Fantastic service, I'm so glad I found out about it. Reviewed on: 16th May 2024
Fozzy's avatar
Fozzy

Fuss-free

5
Fuss-free way to spread cost, interest-free Reviewed on: 16th May 2024
Amy F's avatar
Amy F

Never had any issues always quick support

5
Never had any issues always quick support Reviewed on: 16th May 2024
Reece M's avatar
Reece M

i have used to book for flights 4 times, which makes...

5
i have used to book for flights 4 times, which makes the initialy budget of travel plans more affordable Reviewed on: 16th May 2024
marco p's avatar
marco p

Review PayPal: Pay in 3 now

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