Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 71,744 reviews, last reviewed 16th Jun 2026
4648600% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the pay in 3 feature. Love the pay in 3 feature. Always use this as I can’t always afford to pay outright for large amounts. Reviewed on: 16th June 2026
Jean 's avatar
Jean

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (71744)

Helps with managing my shopping budget

4
Allows me to manage my split my shopping budget over 3 months which makes it more manageable. Also it’s at 0% interest!! Reviewed on: 15th May 2024

Stress free affordable payment plan

5
I am on low income benefit at the moment and PayPal provides me pay in 3 so I can afford dome luxury. Pay in 3 gives me mental peace and help me to reduce my financial worries. Reviewed on: 15th May 2024

Very fast service good communication

5
Very fast service good communication Reviewed on: 15th May 2024

Couldn’t be more happier

5
Personally I love the option of paypals pay in 3 I use it all the time to help me pay for things better it’s much easier than paying it all at once. Really simple and easy to use. Reviewed on: 15th May 2024

Easy transactions and timely reminders of due dates

5
Easy transactions and timely reminders of due dates Reviewed on: 15th May 2024

Best interest free, cost split provider!

5
Have never been disappointed with Paypal Pay in 3, always have a great experience, getting exactly what I need from it and more! Reviewed on: 15th May 2024

I use PayPal a lot due to ease, financial benefits &...

5
I use PayPal a lot due to ease, financial benefits & security Reviewed on: 15th May 2024

Great service easy to use excellent choice

5
Great service easy to use excellent choice Reviewed on: 15th May 2024

Pay in 3 PayPal has help me a lot, especially at Chr...

5
Pay in 3 PayPal has help me a lot, especially at Christmas, with having children. Reviewed on: 15th May 2024

Big fan.

5
Big fan. Used lots. Helps spread cost and PayPal has always been reliable. This is a great added benefit. Reviewed on: 15th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review