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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,592 reviews, last reviewed 16th Jun 2026
4634500% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Sandiepea It’s a crap shoot sometimes I get the pay 3 later n ours I don’t. I don’t understand why as I’ve always payed it of early when I get it ? Apart from t... Read more Reviewed on: 16th June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71592)

Easy to use and keep an eye on balance in...

5
Easy to use and keep an eye on balance in app Reviewed on: 15th May 2024
Alex W's avatar
Alex W

Pay in 3 provides a easy way to pay for purchases.

5
Pay in 3 provides a easy way to pay for purchases. The majority of stores use pay in 3. There is no credit check and the authorisation goes through really quickly. PayPal provide notifications via email when your next payments or due. Reviewed on: 15th May 2024
GL's avatar
GL

Very good and help us with all shopping to pay a thr...

5
Very good and help us with all shopping to pay a three Stallman thank you Reviewed on: 15th May 2024
Aso R's avatar
Aso R

Very suitable solution to spread cost

5
Very suitable solution to spread cost Reviewed on: 15th May 2024
Piotr m's avatar
Piotr m

Protection guaranteed

5
I feel protected when I buy via PayPal. PayPal gives the option to pay in 3 rates with 0 commission expense. Reviewed on: 15th May 2024
Valbona L's avatar
Valbona L

Great service & extremely easy to use.

1
Great service & extremely easy to use. It’s my choice of payment every time as I feel the security is second to none.splitting the payments into 3 makes things more affordable. Reviewed on: 15th May 2024
Zoe's avatar
Zoe

A very easy to use service.

5
A very easy to use service. No frills, no hidden costs and straightforward- just what I needed. Reviewed on: 15th May 2024
Aneesa T's avatar
Aneesa T

The features that PayPal offer are fantastic and hav...

4
The features that PayPal offer are fantastic and have allowed me to use my money to pay for items and experiences that I have loved. It is a fantastic service in that regard and I highly recommend anyone to use these if they get the chance - fantastic. The only issue I have had in my PayPal experience over the years is the customer support. A few times I have called for support for claims and issues with my account and the service I received from the staff has been quite underwhelming (one experience where a mis charge of £175 made against me and not resolved, left me out of pocket - still never resolved). Besides this, I do very much recommend Paypal for their payment options Reviewed on: 15th May 2024
Sean N's avatar
Sean N

Pay in 3 is a great way to manage money and make sim...

5
Pay in 3 is a great way to manage money and make simple and easy payments over time. Reviewed on: 15th May 2024
Sue O's avatar
Sue O

Great for credit and sending money abroad

5
Great for credit and sending money abroad Reviewed on: 15th May 2024
Pavel S's avatar
Pavel S

Review PayPal: Pay in 3 now

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