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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 73,921 reviews, last reviewed 19th Jun 2026
4856200% increase in 5 star reviews
in the past 90 days
9000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s really good app/ bank. It’s really good app/ bank. And by being able to pay in instalments it’s extremely good for handling money Reviewed on: 19th June 2026
Violet B's avatar
Violet B

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026
M L B's avatar
M L B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (73921)

Great service and easy to access

5
Great service support and easy to apply and process immediately. Reviewed on: 21st May 2024
Mr W's avatar
Mr W

Convenient & great for purchases!

5
Really easy app to use. Use all of my payments through PayPal - I use the pay in 3 for nearly every purchase I make and it makes my bill expenditure easier to watch and justify. Reviewed on: 21st May 2024
Storm M's avatar
Storm M

Very easy and simple to use, I’ve used PayPal multip...

5
Very easy and simple to use, I’ve used PayPal multiple times for a pay in 3 payment and have never had any issues at all Reviewed on: 21st May 2024
Morgan D's avatar
Morgan D

Overall brilliant.

5
I was originally refused PayPal credit despite having a good credit rating, but since getting it its so easy to use. Most places have PayPal credit now and its really easy to manage with the app.The only problem I've encountered is choosing which purchases to pay off first before the interest free term ends.Monthly payments are just taken off the entire balance rather than the purchase that will begin to accrue interest earliest. Reviewed on: 21st May 2024
Anthony W's avatar
Anthony W

Handy to use the pay in 3 option to spread the cost...

5
Handy to use the pay in 3 option to spread the cost into much easier and more manageable payments. I have used this many times and it really helps especially at Christmas time. Reviewed on: 21st May 2024
Andy G's avatar
Andy G

Really easy to apply for and use

5
Really easy to apply for and use Reviewed on: 21st May 2024
Lindsay's avatar
Lindsay

Online Purchasing Made Easy

5
I find the Paypal pay in 3 a simple and efficient option for online purchases. It is user friendly and convenient way of spreading the cost of purchases. Reviewed on: 21st May 2024
Bradley H's avatar
Bradley H

Flexibility

5
Flexible paying option in 3 installments is great for online purchase. Reviewed on: 21st May 2024
AB C's avatar
AB C

Always found to be very efficient and prompt along w...

5
Always found to be very efficient and prompt along with supportive Reviewed on: 21st May 2024
Lisa Payne's avatar
Lisa Payne

It’s quick it’s easy and there’s no hassle when it c...

5
It’s quick it’s easy and there’s no hassle when it comes to verification. The Pay in three is really helpful for situations where even if you have the money for something you’d like keep some of that money in case of more pressing transections. Reviewed on: 21st May 2024
Oliver A's avatar
Oliver A

Review PayPal: Pay in 3 now

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