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PayPal: Pay in 3 reviews

4.76
Based on 73,732 reviews, last reviewed 19th Jun 2026
4838200% increase in 5 star reviews
in the past 90 days
9000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It has been easy checking out with PayPal online and... It has been easy checking out with PayPal online and gives you security for your money Reviewed on: 19th June 2026
Evans's avatar
Evans

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026
M L B's avatar
M L B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (73732)

Never had an issue, works exactly how it’s supposed...

5
Never had an issue, works exactly how it’s supposed to with great features. Reviewed on: 21st May 2024

It’s always provided me that cash flow payment process.

5
It’s always provided me that cash flow payment process. Easy to use and if by mistake you missed it it’s easy to make a payment straight away. Reviewed on: 21st May 2024

Excellent short term controlled credit

5
Fantastic option to spread payments over a short controlled length of time. I know if I can afford say £200 a month for 3 months I can buy tools to the value of £600 instead of buying a £200 tool each month I can purchase them all straight away. Also prefer the fact you make the first payment straight away which I feel is a more controlled financial decision as opposed to standard beginning to pay next month. Reviewed on: 21st May 2024

Brilliant Service

5
I have never had a problem with this service and every person I have spoken with at Paypal has been very helpful and has answered any questions I may have had. Reviewed on: 21st May 2024

Use PayPal in 3!

5
PayPal in 3 is such an easy way to spread your costs and keep track of your spending. It’s much easier than using Klarna. Reviewed on: 21st May 2024

Very good and very easy and this pay in...

5
Very good and very easy and this pay in 3 is helpful Reviewed on: 21st May 2024

Very easy to use and feel confident it's secure

5
Very easy to use and feel confident it's secure Reviewed on: 21st May 2024

Treats with no extortionate interest!

5
I love the pay in 3 option, this means you can afford those treats as there is no interest and you are able to budget for it. Reviewed on: 21st May 2024

Security and Budgeting

5
I like the security features with PayPal and allowing you to pay over time with no interest is fabulous. Reviewed on: 21st May 2024

perfect product

5
I use it all the time to break payments up over time and never had any issues. Reviewed on: 21st May 2024

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Help others make smarter decisions by sharing your own experience. Write a review