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PayPal: Pay in 3 reviews

4.76
Based on 101,274 reviews, last reviewed 9th Aug 2026
88% increase in 5 star reviews
in the past 90 days
94% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My honest opinion Ive been with paypal for20 yrs now. I have found it a great way to pay for items over a period of time or completed transactions immediately versati... Read more Reviewed on: 9th August 2026
david aldham's avatar
david aldham

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101275)

Used for purchases

5
Used it a couple of times for purchases. Very useful when you don’t want the full amount of money to leave your account, it gives a bit of a buffer in between payments. Always given a reminder before the upcoming payments so I can be prepared. Reviewed on: 8th July 2026

Paypal is a safe money medium

5
Paypal offer and reliably provide, an efficient, good relationship between customer and supplier, and between colleagues, family members and friends who want to distribute money through a safe medium Reviewed on: 8th July 2026

Never every had any problems when using PayPal.

5
Never every had any problems when using PayPal. Also happier having security when purchasing items. Reviewed on: 8th July 2026

PayPal... What an accurate name!

5
Any issues I have had with retailers, PayPal have investigated and rectified on my behalf AND with updates al9ng the way so I didn't have to second guess or feel out of the loop, which was superb! I Enjoy using the pay in 3 option when I am feeling a little strapped for cash or even just wanting to stretch the payments if I am uncertain about a purchase and this has been such a gift. (I use it over Klarna - teehee) Reviewed on: 8th July 2026

PayPal have been very helpful to me as i am 82 years...

5
PayPal have been very helpful to me as i am 82 years old and not very sure about using my phone to purchase things ,they are very patient with me. I can also get pay 3 monthly installments if it is a large amount Reviewed on: 8th July 2026

Always been efficient and easy to use

5
Always been efficient and easy to use Reviewed on: 8th July 2026

Easy to use.

5
Easy to use. Handy to have pay in 3 when needed. Quick help responses. What more can you ask for Reviewed on: 8th July 2026

I've had a good experience with PayPal.

5
I've had a good experience with PayPal. It's quick, easy to use, and makes sending or receiving money really simple. I like that it's widely accepted and adds an extra layer of security when shopping online. The fees can be a bit annoying sometimes, but overall it's a convenient and reliable payment service. Reviewed on: 8th July 2026

I use PayPal in the safety of knowing my purchases a...

5
I use PayPal in the safety of knowing my purchases are protected. I particularly like using the pay in 3 scheme, this is handy when finances are lower some months. Overall I have had positive experiences with PayPal to date. Reviewed on: 8th July 2026

Great app , easy to use .

5
Great app , easy to use . Love the pay in 3 option Reviewed on: 8th July 2026

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