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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101277 reviews)

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4.76

Based on 101,277 reviews, last reviewed 11th Aug 2026

80% increase in 5 star reviews

in the past 90 days

88% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal has always been friendly and helpful in every... PayPal has always been friendly and helpful in every aspect of my financial wellbeing with them. They provide advice when you need it and not to menti... Read more Reviewed on: 11th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101277)

easy to use

I have always found PayPal to be easy to use with no problems. Reviewed on: 8th July 2026

PayPal - Pay in 3

I had a seamless experience applying and was able to make my purchase quite easily. It was also quite timely and helpful Reviewed on: 8th July 2026

Effective & efficient

Always polite & professional, will always strive for a fair and reasonable outcome. Everything resolved, in a reasonable manner, with fairness in deciding an outcome. Thank you. Reviewed on: 8th July 2026

My purchase was very easy, the payments were taken o...

My purchase was very easy, the payments were taken out of my account over 3 months, on time and I was very happy with the service. I wouldnt have been able to make my purchase without using paypen pay in 3 Reviewed on: 8th July 2026

It helps with 3 payments scheme especially with purc...

It helps with 3 payments scheme especially with purchases like plane tickets hotel bookings etc Reviewed on: 8th July 2026

Buy now spread cost

Helps buy things and spread cost and it’s so easy to be kept updated if future payments and makes life much easier Reviewed on: 8th July 2026

Very happy with PayPal.

Very happy with PayPal. I was scammed and PayPal retrieved my money very speedily. PayPal pay in 3 interest free is invaluable. Reviewed on: 8th July 2026

I use PayPal pay in 3 a lot.

I use PayPal pay in 3 a lot. It is so simple to use. You are given the payment information immediately so you can decide if it’s affordable.. I remind my family &friends it’s an option you receive email reminding you payment is due what the balance is.Highly recommend as part of your budget plan.Affordable Reviewed on: 8th July 2026

Used for years never had an issue

Used for years never had an issue Reviewed on: 8th July 2026

This is a very good service they provide.

This is a very good service they provide. I'm happy to be able to spread the cost a little. I've used this service several times now and it works very well. It's brilliant for those slightly more expensive items. Reviewed on: 8th July 2026

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