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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101277 reviews)

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4.76

Based on 101,277 reviews, last reviewed 11th Aug 2026

80% increase in 5 star reviews

in the past 90 days

88% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal has always been friendly and helpful in every... PayPal has always been friendly and helpful in every aspect of my financial wellbeing with them. They provide advice when you need it and not to menti... Read more Reviewed on: 11th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101277)

Brilliant

I have used PayPal for a few years now & its so easy to use Reviewed on: 8th July 2026

I have always found paypal to be very efficient, alw...

I have always found paypal to be very efficient, always kept in touch. I have had some poor online sellers who have not fulfilled their commitments to delivers goods and services. Using PayPal offeres buyer protection and it is a simple and easy way to raise a dispute. I have found PayPal to always conduct the dispute in a fair and transparent way Reviewed on: 8th July 2026

10/10 would reccomend

PayPal has been great for me sending money between friends, receiving money and also for buying items with consumer protection. I really like the features that PayPal has to offer. Would reccomend 10/10 Reviewed on: 8th July 2026

PayPal is reliable.

PayPal is reliable.. it gives options to spread the payments- paying for items by three installments without paying interest. Very helpful Reviewed on: 8th July 2026

I’ve never had a problem using PayPal and I do make...

I’ve never had a problem using PayPal and I do make use of their pay in 3 option. Reviewed on: 8th July 2026

Service is expedient and safe

I have always found using PayPal to be an expedient and safe way to facilitate payments through a third party and I have never experienced any issues. Reviewed on: 8th July 2026

Convenient way to spread the cost of purchasing.

Convenient way to spread the cost of purchasing. Helps make more expensive items easier to buy and tracks delivery progress Reviewed on: 8th July 2026

Love paying by "Pay in 3" method

Paying in three is really useful when you're trying to budget. I first started using this service in 2018 and have loved it ever since. Reviewed on: 8th July 2026

Pay in 3

Pay in 3 isn’t for all, but helps spread higher buys Reviewed on: 8th July 2026

PayPal pay in 3 : A good option

I started using PayPal when I was buying and selling on ebay. It was nice knowing that mu money was safe until I checked out my purchases. Even though I don't need to use the pay in 3 option I still do as I might as well leave 2/3 of the money in my account Reviewed on: 8th July 2026

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