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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101278 reviews)

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4.76

Based on 101,278 reviews, last reviewed 12th Aug 2026

78% increase in 5 star reviews

in the past 90 days

88% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101278)

Paypal - Totally Excellent!

I have used PayPal for many years and I cannot recommend PayPal highly enough. Exceptional ease of use, smooth transaction process and the assurance of financial safety is priceless. Refunds are processed so quickly and customer service is excellent. I have recommended PayPal to friends and family, and will definitely continue to do so. Thank you PayPal! Reviewed on: 8th July 2026

I love PayPal it’s easy and accessible to use.

I love PayPal it’s easy and accessible to use. I like that you can use your email or number. Reviewed on: 8th July 2026

I've used this several times and it is very straight...

I've used this several times and it is very straightforward Reviewed on: 8th July 2026

Very good service never had any problems always help...

Very good service never had any problems always helped when needed it most . Straight forward and very easy to use . Wish every company was as easy is this Reviewed on: 8th July 2026

PayPal in 3 is good

PayPal in 3 is good, I've had no bad experiences while using it, it would be nice if it was a bit more accessible to people with not such a great credit score but a history or making payments on time now, would be a bit more useful then. Reviewed on: 8th July 2026

PayPal makes me feel safe during transactions, the o...

PayPal makes me feel safe during transactions, the option to pay in 3 is a life saver at times. Reviewed on: 8th July 2026

Never had a problem.

Never had a problem. Excellent service. Reviewed on: 8th July 2026

I always try to use PayPal.

I always try to use PayPal. if there’s ever an option to use PayPal I will and pay in 3 makes splitting costs easier Reviewed on: 8th July 2026

Easy to use for spreading the cost

Easy to use for spreading the cost Reviewed on: 8th July 2026

It’s nice in these days of cyber crime to know PayPa...

It’s nice in these days of cyber crime to know PayPal are behind my transactions giving peace of mind, fortunately I have only had to use the claims facility once but I was very happy with their support dealing with an incompetent eBay seller who claimed to have sent my goods to my address in Newcastle but when I tracked the goods they had been delivered to an address in Stoke Reviewed on: 8th July 2026

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