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PayPal: Pay in 3 reviews

4.76
Based on 101,278 reviews, last reviewed 12th Aug 2026
78% increase in 5 star reviews
in the past 90 days
88% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026
Rossi D's avatar
Rossi D

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101278)

So simple and easy.

5
So simple and easy. App is great and accessible and can be used at multiple outlets. The pay in 3 option provides easy to use and manage credit. Would recommend to anybody. Reviewed on: 8th July 2026

Secure transactions

5
I have made many secure transactions via PayPal. I find it easy yo track my transactions online. Reviewed on: 8th July 2026

It is an easy application to use , straightforward a...

5
It is an easy application to use , straightforward and reliable. I normally buy using pay in 3 months and it has been good for my budget Reviewed on: 8th July 2026

Pay in 3

5
3 months pay later option is fantastic for buying slightly expensive things which is out of my months budget. Being interest free is also a great feature and I use it all the time Reviewed on: 8th July 2026

PayPal 10/10

5
I have always had a good experience with PayPal. They help me keep track of my subscriptions, and give me peace of mind in terms of financial safety. They were fantastic when I got myself into a scam situation and helped me to recoup my money. I recommend them wholeheartedly. 10/10 Reviewed on: 8th July 2026

Great it’s very helpful to manage your budget

5
Great it’s very helpful to manage your budget and pay smartly Reviewed on: 8th July 2026

Fantastic

5
Good Service, With No Problems, i use all the time Reviewed on: 8th July 2026

It's such a useful service

5
It's such a useful service, it enables you to spread the cost of purchases. Reviewed on: 8th July 2026

Secure method of payment.

5
Secure method of payment and spread cost no interest charges. No need to enter long account numbers all the time. Reviewed on: 8th July 2026

Pay in three is a great way to split a cost

5
Pay in three is a great way to split a cost over a few months. There's zero reasons not to take the offer when you get the chance. It's easy, quick, and Paypal does all the hard work for you. Reviewed on: 8th July 2026

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