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PayPal: Pay in 3 reviews

4.76
Based on 101,278 reviews, last reviewed 12th Aug 2026
78% increase in 5 star reviews
in the past 90 days
88% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026
Rossi D's avatar
Rossi D

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101278)

Always found PayPal a safe way to pay and the pay in...

5
Always found PayPal a safe way to pay and the pay in three is very useful. The PayPal app works well and makes it easy to track payments. I feel confidant that my financial details managed securely. I never worry about payments made with PayPal and would recommend it to others. Reviewed on: 8th July 2026

Very safe way to pay and transfer money at no...

5
Very safe way to pay and transfer money at no cost Reviewed on: 8th July 2026

Problem solver

5
Pay in three has allowed me to buy things needed urgently much sooner than would otherwise have veen possible. Easy to use. Reviewed on: 8th July 2026

I have been dealing with paypal for years they are v...

5
I have been dealing with paypal for years they are very helpful and I know I can trust them. I would not want to use anyone else Reviewed on: 8th July 2026

I have been working with PayPal for years and always...

5
I have been working with PayPal for years and always have reached an understanding with them in which nobody has lost anything. I would recommend anyone to work with tham as is a protection. Reviewed on: 8th July 2026

I have used the pay in three quite a few times now a...

5
I have used the pay in three quite a few times now and have never had a problem with it. I pay on time so there is no issue with missed payments. If I need help then PayPal are quick to get back to me and help resolve the issue. Reviewed on: 8th July 2026

Thank you PayPal.

5
I have been using PayPal for a long number of years . I have been very pleased with the service I have received. In this time I have had 2 disputes with companies over products but because I paid with PayPal I was able to let PayPal sort it for me which they did with no fuss.i feel really secure paying for online shopping with PayPal. It provides great peace of mind that I have support. Thank you PayPal. You are an excellent service Reviewed on: 8th July 2026

Easy as ABC

5
A no hassle on point service easy as set up and go! Reviewed on: 8th July 2026

Transparency helps keep your ducks in a row.

5
PayPal have always been transparent regarding costs and fees for their products and services. Which are more often free if you have been using their services for some time. Allowing you to relax and not have to worry about hidden or unexpected charges to your account. This is something I have grown to appreciate more than anything. I’m currently saving to get on the property market and every, single, penny, counts and needs monitoring closely. Reviewed on: 8th July 2026

I have had a reasonable time using PayPal pay in 3,...

5
I have had a reasonable time using PayPal pay in 3, however I wouldn't suggest it as it's always better to pay outright. If however it is necessary, PayPal offers one of the best services, alongside klarna Reviewed on: 8th July 2026

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