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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101278 reviews)

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4.76

Based on 101,278 reviews, last reviewed 12th Aug 2026

78% increase in 5 star reviews

in the past 90 days

88% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101278)

I find it.difficult to pay for items.

I find it very easy to transfer money, BUT I find it increasingly difficult to pay for items I wish to buy. Reviewed on: 8th July 2026

PayPal makes paying for things very easy and safe

Its very easy to use, straight forward. Clear so you know exactly what your paying and when. Plus you have there back up if something goes wrong Reviewed on: 8th July 2026

Perfect every time!

Perfect every time I’ve interacted with the service. Fast customer services and reliable. Reviewed on: 8th July 2026

Always use PayPal to pay for my purchases..

Always use PayPal to pay for my purchases because it's always reliable and safe. If you have any problems they can sort that out for you, example getting a refund they will step in and sort that out for you. Reviewed on: 8th July 2026

Giving me Credit every time.

Giving me Credit every time. Making my purchases simple and reliable, just what I need when I perhaps don't have the full required funds in my account when buying goods and spreading the cost helps my life so much. PayPal is the best help. Reviewed on: 8th July 2026

Useful facility and no fuss.

Useful facility and no fuss. So easy to get Pay in 3, helps spread the cost without filling in umpteen forms! Reviewed on: 8th July 2026

Excellent service

Love the ability to spread the cost over 3 payments. Also had a couple of issues and customer service was super fast and excellent! Reviewed on: 8th July 2026

Secure and safe

secure payments make me feel safe when shopping online and PayPal 3 makes budgeting easier Reviewed on: 8th July 2026

A good easily accessed service.

A good easily accessed service. Always available when needed. Knowing it is available makes life a little easier. Reviewed on: 8th July 2026

Easy to use and safe with 2FA.

Easy to use and safe with 2FA. Fingerprint security and not having to endlessly type in card details to potentially unsecured sites gives me peace of mind Reviewed on: 8th July 2026

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