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PayPal: Pay in 3 reviews

4.76
Based on 101,278 reviews, last reviewed 12th Aug 2026
78% increase in 5 star reviews
in the past 90 days
88% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026
Rossi D's avatar
Rossi D

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101278)

Rasy to use app & secure to use.

5
Rasy to use app & secure to use.. Reviewed on: 8th July 2026

Great not having to give my credit card details to a...

5
Great not having to give my credit card details to all the various online merchants Reviewed on: 8th July 2026

Great product and very good service

5
Great product and very good service Reviewed on: 8th July 2026

Confident and Safe

5
Pay in 3 gives me the confidence, to purchase more expensive items, knowing that I can spread the cost over 3 months without additional charges. I also feel safe knowing that my information is safe Reviewed on: 8th July 2026

Easy payment system, excellent service.

5
Easy payment system, excellent service. Reviewed on: 8th July 2026

Safe and Excellent

5
I use PayPal regularly, because I feel my payments are in safe hands. I also enjoy the option to use Pay in 3 for larger purchases. Usually I have funds to pay in full, but I choose to keep the money in my account earning interest for a little longer. Also, I believe using this form of payment helps my credit score. Reviewed on: 8th July 2026

Great service

5
The PayPal service is efficient when paying online and it is easy to check status of my accounts transactions. Pay in three is very handy. Reviewed on: 8th July 2026

Excellent idea

5
Excellent idea, takes 1st payment and then takes the anxiety out of things. Reminder sent to you each month to tell you next instalment being taken. Highly recommended Reviewed on: 8th July 2026

Great company

5
Never had a problem! Great company Reviewed on: 8th July 2026

PayPal is so ready to use.

5
PayPal is so ready to use. Customer service is excellent. Reviewed on: 8th July 2026

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