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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101278 reviews)

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4.76

Based on 101,278 reviews, last reviewed 12th Aug 2026

78% increase in 5 star reviews

in the past 90 days

88% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101278)

It’s very convenient not to have to pay the full amo...

It’s very convenient not to have to pay the full amount straight away Reviewed on: 8th July 2026

PayPal Credit and Pay in 3 makes it convenient for c...

PayPal Credit and Pay in 3 makes it convenient for customers spreading payments easy and stress-free. "I use PayPal for almost all my online shopping. Overall great experience with PayPal Reviewed on: 8th July 2026

Helpful, transparent and fair

Help with a purchase I wouldn't have been able to complete in 1. Transparent and fair. Reviewed on: 8th July 2026

Easy, confident system

Very easy system to use and very convenient to have spilt payment option. Never had a problem Reviewed on: 8th July 2026

Safe and secure payment option

Safe payment option ,trusted by so many.. Reviewed on: 8th July 2026

Reassured and safe

Use regularly and feel it’s a very safe way of spending money. Reviewed on: 8th July 2026

Pay in three is amazing

PayPal is so convenient and easy to use. Also, the pay in three facility is amazing. Reviewed on: 8th July 2026

Great service, would be even better if you could do...

Great service, would be even better if you could do 12 monthly payments on bigger spends such as plane tickets. Reviewed on: 8th July 2026

Good pay pal

I use PayPal alot its great and I trust the brand Reviewed on: 8th July 2026

Excellent payments protection facility

I like the options provided for payments -- like the pay in 3 instalments! I also like the fact that sellers do not have direct details of my cards --helps to provide an important layer of security in the current 'scammers climate' Reviewed on: 8th July 2026

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