Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,278 reviews, last reviewed 12th Aug 2026
78% increase in 5 star reviews
in the past 90 days
88% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026
Rossi D's avatar
Rossi D

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101278)

Very good to sorting things out like getting a refun...

5
Very good to sorting things out like getting a refund when there is a problem with the items that are not as the seller’s put, Reviewed on: 8th July 2026

Gives me the confidence to still buy the things I ne...

5
Gives me the confidence to still buy the things I need even when I don't have money as I am allowed to split payment into 3 Reviewed on: 8th July 2026

very helpful.

5
Pay 3 months the whole price could be very helpful. Reviewed on: 8th July 2026

When i don't want to wait till payday

5
I use this as it gives me extra time to pay for my purchases in a manageable way without overextending myself. I like that i can get what i want now without waiting. Reviewed on: 8th July 2026

PayPal gives me peace of mind

5
I’ve used PayPal for a long time now and it always gives me peace of mind that my transactions are safe when using PayPal. Reviewed on: 8th July 2026

Paypal is easy to use, Informative and the website i...

5
Paypal is easy to use, Informative and the website is clear and precise. Reviewed on: 8th July 2026

Very quick and easy to pay for services without any...

5
Very quick and easy to pay for services without any delays. Reviewed on: 8th July 2026

Great experience

5
Great experience. When applying to use the pay in 3 feature it is easy and clear to do. Gives the necessary information on what you will be paying each month. When in the app clearly shows total amount owed and makes it easier to pay early. Reviewed on: 8th July 2026

Has been brilliant for everything I.

5
Has been brilliant for everything I.have.needed it for. Reviewed on: 8th July 2026

Monthly installments

5
shopped for luxury jewlery, had the chance to pay in monthly installments are great way to maintain the cashflow. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181119 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products