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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101278 reviews)

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4.76

Based on 101,278 reviews, last reviewed 12th Aug 2026

78% increase in 5 star reviews

in the past 90 days

88% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101278)

Very Safe

Easy to use and safe. Will be using quite often for sending money to strangers. Reviewed on: 8th July 2026

Everything is so quick and easy with Paypal.

Everything is so quick and easy with Paypal. Very clear and easy to understand/follow. Reviewed on: 8th July 2026

Pay in THREE Great way to buy dearer items ...

Pay in THREE Excellent, great way to buy items over 3 months, instead of saving up, helped me a lot over last few Years Reviewed on: 8th July 2026

A Helpful Way to Spread the Cost

I've had a great experience using PayPal Pay in 3. It's made it much easier to spread the cost of larger purchases without paying interest, and the payments have always been taken on time and clearly shown in the app. The application process was quick and straightforward, and I like having the flexibility while still keeping track of my spending. Overall, I'd definitely use Pay in 3 again. Reviewed on: 8th July 2026

Great way to pay for things.

Great way to pay for things. Pay in 3 helps spread the cost interest free. Amazing .You also get protection if things go wrong and the service is second to none Reviewed on: 8th July 2026

Pays quickly but they take a large commission.

Pays quickly but they take a large commission. I would not use them if I had a choice. £10+ on a an £80 sale. Reviewed on: 8th July 2026

Paypal made it easy for all transactions.

Paypal made it easy for all transactions. Reviewed on: 8th July 2026

Easy manageable way of paying for goods.

Easy manageable way of paying for goods. Helps with money budgeting no interest very useful tool.Will be paying for all my purchases through PayPal app in future. Reviewed on: 8th July 2026

Pay in 3 is excellent for working families

When purchasing large items, PayPal pay in 3 has allowed me to make sure I have money each month to make sure bills are paid, whilst buying larger items for Christmas, birthdays or household aplliamces. Very good for working families Reviewed on: 8th July 2026

Smooth and easy brilliant way to pay for things

Smooth and easy brilliant way to pay for things Reviewed on: 8th July 2026

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