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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101278 reviews)

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4.76

Based on 101,278 reviews, last reviewed 12th Aug 2026

78% increase in 5 star reviews

in the past 90 days

88% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101278)

A good experience

Every time I've used PayPal credit it's been a positive experience. If there have been any problems (not many at all) they are quickly and politely sorted out. Reviewed on: 8th July 2026

I feel safe and secure using PayPal.

I feel safe and secure using PayPal. Any disputes with merchants are quickly resolved. Great that I do not have to provide my bank details to any merchant I deal with. Reviewed on: 8th July 2026

No problems with this service , all good

No problems with this service , all good Reviewed on: 8th July 2026

Frequent user of an invaluable resource

I have used PayPal on numerous occasions in order to spread out my payments. I find it an invaluable resource. I have no experience of customer service hence my review marking. Reviewed on: 8th July 2026

Easy to use, friendly interface.

Easy to use, friendly interface. Transfer time could be a bit quicker when showing in bank. Reviewed on: 8th July 2026

Super easy to use and seemingly good value for money

Super easy to use and seemingly good value for money Reviewed on: 8th July 2026

Easy to use, secure and reliable

Easy to use, secure and reliable Reviewed on: 8th July 2026

Never had any issues with PayPal when receiving mone...

Never had any issues with PayPal when receiving money or creating payments Reviewed on: 8th July 2026

Highly recommend

Very helpful when I needed help with a refund. Reviewed on: 8th July 2026

Good for small businesses

I often buy tools using a pay in 3 as it keeps my business cash flow intact and I can pay it back with the profits. Also in essence it’s only a deposit plus 2 payments. I just make sure I only ever have 2 plans on the go to avoid being over stretched. Reviewed on: 8th July 2026

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