Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,278 reviews, last reviewed 12th Aug 2026
78% increase in 5 star reviews
in the past 90 days
88% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026
Rossi D's avatar
Rossi D

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101278)

Fantastic service and easy to use.

5
Fantastic service and easy to use. Reviewed on: 8th July 2026

Always a great experience.

5
Always a great experience. Never had any problems. Reviewed on: 8th July 2026

amazing every single purchase i’ve made with paypal...

5
amazing every single purchase i’ve made with paypal customer service easylie resolve any thing that’s wrong 10/10 Reviewed on: 8th July 2026

Never any problems.

5
Never any problems. always kept informed of the relevant updates and information.Frequeny opportunities to pay in 3 and also interest free availability. Reviewed on: 8th July 2026

Short term credit the easy way.

5
If you need credit over a few months what is easier than paying over 3 months. It is so easy all done in a couple of clicks Reviewed on: 8th July 2026

Excellent customer service

5
I had an issue with Pool money functionality. PayPal called me within a few minutes of opening a chat and requesting to speak to someone. All sorted in 10 minuts. Reviewed on: 8th July 2026

Very easy to use good use of pay in 3 always intouch...

5
Very easy to use good use of pay in 3 always intouch with emails Reviewed on: 8th July 2026

Very simple process.

5
Very simple process. Way to use app Reviewed on: 8th July 2026

PayPal reliability

5
PayPal is easy to use and reliable Reviewed on: 8th July 2026

Very easy to use, spilts the payments fairly.

5
Very easy to use, spilts the payments fairly. Makes bigger things more affordable without any fuss. Really really helpful to use around Christmas and birthdays to take the pressure away from paying for everything all at once. Would recommend to everyone! Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181120 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products