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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101278 reviews)

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4.76

Based on 101,278 reviews, last reviewed 12th Aug 2026

78% increase in 5 star reviews

in the past 90 days

88% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101278)

The Perfect Way to Spread the Cost

PayPal Pay in 3 made my purchase completely stress-free. The approval process was quick and seamless, and splitting the payment into three instalments made managing the cost so much easier. It took away the worry of paying a large amount upfront and allowed me to buy what I needed with complete peace of mind. Highly recommended! Reviewed on: 8th July 2026

Fantastic

PayPal are reliable, affordable with the option to pay in 3, easy checkout and option to send to friends etc Reviewed on: 8th July 2026

Paypal is a very reliable company

Paypal is a very reliable company and is known World Wide. Reviewed on: 8th July 2026

Good services and fast help when needed

Good services and fast help when needed Reviewed on: 8th July 2026

Excellent

I have completed many transactions with Paypal over the years. I have never ever experienced a problem. Reviewed on: 8th July 2026

Always instant secure service.

Always instant secure service. Range of services is expanding Reviewed on: 8th July 2026

Brilliant

I have been using PayPal for a number of years and found that the service is fantastic and the security whilst using the service is excellant. Reviewed on: 8th July 2026

It is very easy to use and a useful budget tool.

It is very easy to use and a useful budget tool. Reviewed on: 8th July 2026

Helps Me To Budget

PayPal Pay in 3 is an excellent way to spread the cost when buying more expensive items. I wouldn't want to live without it now Reviewed on: 8th July 2026

Secure and Convenient Payment Platform

Overall, my experience with PayPal has been positive. The platform is easy to use, payments are processed quickly and I appreciate the security and buyer protection features. It has made both personal and business transactions more convenient, especially when making online purchases or sending money. One area that could be improved is customer support and the speed of resolving account or transaction issues. In some cases, it can take longer than expected to receive updates or reach a resolution. Improving communication during the review process would make the overall experience even better. Overall, I find PayPal to be a reliable and trusted payment platform that I use regularly. Reviewed on: 8th July 2026

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