Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 97,552 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
470% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026
Lynne R's avatar
Lynne R

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026
Gary 's avatar
Gary
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (97588)

Makes shopping more affordable when that sale starts...

5
Makes shopping more affordable when that sale starts but you don’t want to miss out on the good deals Reviewed on: 12th June 2024
Carole 's avatar
Carole

This is better than a credit card

5
Helps me pay for things I need on a budget also when sales / bargains / and unexpected items no interest can manage payments Reviewed on: 12th June 2024
Sheree S's avatar
Sheree S

I've used it a few times when I can afford the full...

5
I've used it a few times when I can afford the full price but want to spread the cost in case I have unexpected costs as the month goes on. Reviewed on: 12th June 2024
Dg's avatar
Dg

Love using PayPal to transfer money

5
Love using PayPal to transfer money Reviewed on: 12th June 2024
Amirah S's avatar
Amirah S

A good service I would recommend.

5
I have used pay in 3 multiple times and it's been super helpful, especially having to spread my payments. There have been times when I encountered issues like a blocked bank card (resulting in a failed payment). When I contacted the team to explain the issue, they were quite warm and understanding. One of the staff went as far as suggesting other methods I could utilise to make payment, until my card is reactivated. I have had a good experience using this service. Reviewed on: 12th June 2024
Ezinne I's avatar
Ezinne I

Paypaying

5
Satisfied so fat with PayPal service Reviewed on: 12th June 2024
Nas's avatar
Nas

Fantastic service

5
Used a lot and has been excellent service especially easy to use the pay in 3 service. Extremely helpful in these difficult Financial Times Reviewed on: 12th June 2024
Steve's avatar
Steve

Pay in 3 has really helped me

5
Pay in 3 has really helped me to make larger purchases with the comfort of spreading it over three months, taking away the worry & expensive fees a credit would offer. Reviewed on: 12th June 2024
Kate W's avatar
Kate W

Generally no problems,..

5
Generally no problems, cool service. Reviewed on: 12th June 2024
Paul C's avatar
Paul C

Always accepted for pay in 3.

5
Always accepted for pay in 3. I get email reminders when I need to pay an instalment. I’ve never had an issue. Very good service for larger payment items Reviewed on: 12th June 2024
Emma S's avatar
Emma S

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill