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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101280 reviews)

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4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101280)

Easy to use, no interest added.

Easy to use, no interest added. App is easy to navigate Reviewed on: 8th July 2026

Great to split cost

I think that the pay in 3 and pay in 30 days options are great to be able to split the cost of things Reviewed on: 8th July 2026

Have used Pay in 3 several times.

Have used Pay in 3 several times and really like the flexibility it gives me. Definitely feels better to spread out bigger expenses over a period at no extra expense. Reviewed on: 8th July 2026

I find it most helpful to split my payments, particu...

I find it most helpful to split my payments, particularly interest free. It allows me budget more easily, especially with more expensive purchases. Reviewed on: 8th July 2026

No issues - easy to transfer funds and pay for produ...

No issues - easy to transfer funds and pay for products Reviewed on: 8th July 2026

It’s so easy to use PayPal I love the pay in 3 makes...

It’s so easy to use PayPal I love the pay in 3 makes it so simple for me to use and able to budget my money. Reviewed on: 8th July 2026

Safety on line

I feel safe using Paypal and value the ability to pay by instalments Reviewed on: 8th July 2026

Used pay in 3 instalments several times - a very use...

Used pay in 3 instalments several times - a very useful feature helps with money management Reviewed on: 8th July 2026

Best company to provide most of your payment needs.

Easy to use and provides security which is always a risk using just debit and credit cards. Any issues have always been dealt with successfully and in a professional and efficient manner. Reviewed on: 8th July 2026

Always make quick payments when I buy online and tru...

Always make quick payments when I buy online and trustworthy, I also get my statements online quickly so I can keep upto date with my spending. Reviewed on: 8th July 2026

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