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PayPal: Pay in 3 reviews

4.76
Based on 101,280 reviews, last reviewed 14th Aug 2026
72% increase in 5 star reviews
in the past 90 days
83% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026
Craig E's avatar
Craig E

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101280)

It’s great, very helpful to pay in 3 if you have big...

5
It’s great, very helpful to pay in 3 if you have bigger spending Reviewed on: 8th July 2026

Very safe

5
Very safe and reliable way for on-line transactions Reviewed on: 8th July 2026

I use Paypal for everything I buy online.

5
I use Paypal for everything I buy online if I am able to. It gives me money protection if I have a problem. It costs me nothing and has proved its worth many times over. Reviewed on: 8th July 2026

No problems with the App very easy to use and navigate.

5
No problems with the App very easy to use and navigate. I was verh happy with customer services when I last had a problem. Reviewed on: 8th July 2026

good for splitting large purchases

5
I do not have a credit card, therefore pay in 3 is perfect for me to split large purchases Reviewed on: 8th July 2026

Excellent service

5
It was easy to use and get support when needed Reviewed on: 8th July 2026

Helps spend cost out on a variety of things and auto...

4
Helps spend cost out on a variety of things and automatically takes it out your account so you dont need to worry about missing payments Reviewed on: 8th July 2026

I have used PayPal for quite a few years now, I have...

5
I have used PayPal for quite a few years now, I have found the Pay in 3 particularly helpful when wanting to buy something that would be a little out of reach financially and it doesn't cost any extra to opt for. An excellent idea and service Reviewed on: 8th July 2026

It’s nice to feel secure payment.

5
It’s nice to feel secure payment. Reviewed on: 8th July 2026

I always loved the simplicity of PayPal

5
I always loved the simplicity of PayPal especially app, always recommend it for online payments and most importantly pay in 3 gives such flexibility. Reviewed on: 8th July 2026

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