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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101280 reviews)

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4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101280)

The only company I will use for pay in installments.

The only company I will use for pay in installments. Great customer service. Reviewed on: 8th July 2026

Never had a problem, all queries always resolved in...

Never had a problem, all queries always resolved in a timely manner Reviewed on: 8th July 2026

Great service

Very convenient, easy to use, a good option to split payments over 3 months to make things more affordable. Would recommend to friends and family. Reviewed on: 8th July 2026

PayPal review

Have found PayPay to be very efficient. Reviewed on: 8th July 2026

PayPal always delivers and is great value for money.

PayPal always delivers and is great value for money. Easy to use and pay in three is helpful for unexpected purchases Reviewed on: 8th July 2026

I really like PayPal's pay in 3.

I really like PayPal's pay in 3. It means I can make larger purchases for things that I need but spread the cost over 3 months. This service means I have been able to buy my sofas sooner and other large items I needed when I moved house. Reviewed on: 8th July 2026

I like using PayPal on occasion, however, while it's...

I like using PayPal on occasion, however, while it's definitely a reliable easy to use service, it usually isn't available for payment plans despite my loyalty and payments in the past. It doesn't seem to scale even a fraction compared to what Klarna does. I've never been able to make a pay in 3 payment over £100. That said, the overall structure of the app is very convenient for digital payments so in that respect I'd be more likely to recommend this app than Klarna or similar apps, simply because it's more well know, trusted, and easy to navigate. If the payment plans would show as an option more often, I'd rate 5 stars. Reviewed on: 8th July 2026

Easy and accessible

I have been using PayPal service for years the last few years. It’s easy and accessible. Reviewed on: 8th July 2026

Complete satisfaction

After no doubt carrying out some previous checks . There was no delay confirming acceptance for payment to be made in three installments Reviewed on: 8th July 2026

Highly recommend

Easy to use and easy to sort out any issues with payments or receiving money. I am happy to know my money is safe and covered with PayPal and I have no concerns when it comes to using their services. Reviewed on: 8th July 2026

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