Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101281 reviews)

View other PayPal products

4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101281)

Simple, easy and secure way to pay for everything I...

Simple, easy and secure way to pay for everything I buy online. Reviewed on: 8th July 2026

Pay in 3 is really handy and I’ve used it a couple o...

Pay in 3 is really handy and I’ve used it a couple of times now when payday is too far away to purchase something I want. Reviewed on: 8th July 2026

With PayPal you can use it like a credit card..

With PayPal you know your money is safe. If you want to spread the cost of something that is costly PayPal can provide it over 3 payments which helps your budget. If your account is taken from your credit card then you have a month without worrying about payment. Reviewed on: 8th July 2026

Fantastic Paypal.

I always feel very safe using paypal and consider that my money is protected. Whenever I have had any issues with seller's, PayPal have been very quick to resolve matters and I have received refunds from them on quite a few ocassions. Lots of good options such as pay in 3 and tracking of parcels. Easy to navigate around the site. Paypal is my main go to for making payments. Reviewed on: 8th July 2026

Hassle free service - give it a go

Quick and efficient process. Easy to use and fast checking service. Good communication with breakdown of plan including dates and balance of amount each and every month. Enables payment of products simpler particularly when purchasing more expensive goods Reviewed on: 8th July 2026

Never had any problems with them at all.

Never had any problems with them at all. Reviewed on: 8th July 2026

I love having this option for payment

I love having this option for payment and the reliability of PayPal Reviewed on: 8th July 2026

Great response & resolving of any issues you have wi...

Great response & resolving of any issues you have with great communication. Also quick pay back if you win claim. Reviewed on: 8th July 2026

I have been with PayPal for well over 10 years and u...

I have been with PayPal for well over 10 years and use it regularly. They have always been fantastic and I’ve never encountered a problem with their services. 10/10 from me. Reviewed on: 8th July 2026

I have used PayPal Pay in 3 several times for larger...

I have used PayPal Pay in 3 several times for larger purchases. Useful for near Christmas time or whenever you need to make an emergency purchase that you haven't budgeted for. It is so easy to use. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.80 from 663 reviews
Klarna card
from Klarna 4.01 from 4 reviews
Buy now pay later
from Clearpay 3.46 from 61 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181123 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub