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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101281 reviews)

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4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101281)

FOR MANY YEARS

Have used PayPal for many years and i have no complaints in all that time Reviewed on: 8th July 2026

Paypal works for me

I have never experienced a problem with paypal and just wish more on-line dealers would have paypal as means for making payment for goods. It makes paying for purchases very simple. Much easier than having to enter card details everytime. Reviewed on: 8th July 2026

I’m absolutely over the moon with the rewards I get...

I’m absolutely over the moon with the rewards I get on my PayPal debit card . However a recent experience has left me with a less favourable opinion of customer services. I made a payment with my phone but it didn’t go through so I then made a successful payment with the physical card, what happened was, both payments were taken from my account and now the m at the mercy of the retailer, PayPal will not issue a refund and say I have to wait 30 days to see if the merchant claims both payments. £218 isn’t an insignificant amount of money to lose because of a non fault system error. Reviewed on: 8th July 2026

I have used PayPal for years and have never had any...

I have used PayPal for years and have never had any problems. I have regular emails keeping me updated on any changes so as far as I am concerned I have had a excellent experience. Reviewed on: 8th July 2026

straight forward

everything is straight forward and helps keep costs under control Reviewed on: 8th July 2026

great service with quick and easy pay.

great service with quick and easy pay. reliable whenever there's a problem with merchants. Reviewed on: 8th July 2026

Always does what it says on the tin.

Always does what it says on the tin. Reviewed on: 8th July 2026

Quick and easy to use

Easy to use Quick decisions and great security Reviewed on: 8th July 2026

It's The best way to shop and safes if there is a pr...

It's The best way to shop and safes if there is a problem PayPal is always there to help your situation Reviewed on: 8th July 2026

I have had few problems with sellers, Paypal has alw...

I have had few problems with sellers, Paypal has always helped to resolve things. Reviewed on: 8th July 2026

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