Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101281 reviews)

View other PayPal products

4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101281)

Excellent service and excellent results if needed

I have used pay pal for years and have been very impressed with the service.When I've had a dispute with a seller or delivery Pay Pal has refunded promptly- if I can't use PayPal when I purchase on line I would rather not buy as I know i will have their backing and expertise if needed. Reviewed on: 8th July 2026

Disputes

PayPal has excellent customer service skills with regard to sorting out disputes. Reviewed on: 8th July 2026

Really helpful and great service

Just a much more convenient and safe way to pay. The Pay in 3 facility is excellent and I use it frequently (for those naughty buys when funds are low !)great customer service who get onto problems really quickly and sort things out. A brilliant service Reviewed on: 8th July 2026

Excellent when good get lost and don't arive you can...

Excellent when good get lost and don't arive you can claim the money back. Reviewed on: 8th July 2026

Pay pal I find is good and safe to use, and recently...

Pay pal I find is good and safe to use, and recently had a problem and was solved quickly. Originally obtained pay pal to send and receive money quickly in an emergency and found this element very beneficial. Reviewed on: 8th July 2026

Quick, easy and hassle free!

Quick, easy to follow for sending and receiving money, never any issues Reviewed on: 8th July 2026

Used PayPal for years now

I've used PayPal for years and the buyer protection is what keeps me coming back. A couple of years ago I bought a faulty product and the seller refused to refund - luckily I paid via PayPal and they were able to help me with a dispute and after a month I got most of my money back, minus shipping. Pay in 3 is fantastic for larger essential purchases as it let's you spread the cost with no extra charge. Giving you room to breath when things go wrong ( eg my broken washing machine) Reviewed on: 8th July 2026

Seamless transaction

I love it when I can easily send or receive money through PayPal. Always seamless. Also, I love the interest free pay in 3 feature. Reviewed on: 8th July 2026

Using pay in 3 is a godsend

Using pay in 3 is a godsend for some larger purchases. You almost don’t notice you’re paying. Reviewed on: 8th July 2026

No Problems

I have never had a problem with PayPal and they have been very supportive when I have had a problem with a seller Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.80 from 663 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
nextpay
from Next 4.20 from 13 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181123 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub