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PayPal: Pay in 3 reviews

4.76
Based on 101,281 reviews, last reviewed 17th Aug 2026
63% increase in 5 star reviews
in the past 90 days
67% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Satisfactory everytime I've used PayPal. Satisfactory everytime I've used PayPal. No problems. Reviewed on: 17th August 2026
P M's avatar
P M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101281)

an extra layer of se...

5
Use it for online purchases for an extra layer of security. Reviewed on: 8th July 2026

Ease of use and seamless transactions across multipl...

5
Ease of use and seamless transactions across multiple platforms. Consumer safety and an overall two-step authentication between personal banking and shopping / service use. Reviewed on: 8th July 2026

Easiest way to pay across all my devices.

5
Easiest way to pay across all my devices. Reviewed on: 8th July 2026

Once you get through to customer service, they do li...

4
Once you get through to customer service, they do listen, and act sensibly. However access to customer service, in human form, needs to be easier. Reviewed on: 8th July 2026

Excellent tool for a Pensioner like me!

5
As a Pensioner I find PayPal an excellent tool for helping me balance my financial outgoings. On occasion I have used the facility to pay by instalments and have been grateful for this service. It certainly helps us! Reviewed on: 8th July 2026

Use PayPal for nearly everything.

5
Use PayPal for nearly everything. For bigger purchases, using the pay in 3 means I'm not constantly worried about money and being able to track everything is great Reviewed on: 8th July 2026

Gave me an opportunity to pay on instalment and ease...

5
Gave me an opportunity to pay on instalment and ease my purchasing Reviewed on: 8th July 2026

First class

5
I have never had a problem with paypal.Quick and easy and great payment choices Reviewed on: 8th July 2026

Quick and easy to use.

5
Quick and easy to use. Any notifications are sent immediately. Very good service Reviewed on: 8th July 2026

Fantastic service

5
I have only had fantastic service Reviewed on: 8th July 2026

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