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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101281 reviews)

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4.76

Based on 101,281 reviews, last reviewed 17th Aug 2026

63% increase in 5 star reviews

in the past 90 days

67% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Satisfactory everytime I've used PayPal. Satisfactory everytime I've used PayPal. No problems. Reviewed on: 17th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101281)

Convenient, Interest-Free Instalments

I’ve found PayPal Pay in 3 to be a really simple way to spread the cost of purchases. The application process is straightforward, and it’s convenient that you can make additional payments or pay off the remaining balance early if you want to. Everything is easy to manage through the PayPal mobile app. One thing to be aware of is that repayments must be made using a debit card rather than a credit card. Reviewed on: 8th July 2026

Straightforward

Simple process to arrange for pay in 3. Like being able spread purchases at no interest. Helps me organise my finances. Reviewed on: 8th July 2026

A very pleased customer

I find them excellent I am always kept well informed by them Reviewed on: 8th July 2026

It’s been fine but when the money was sent in error...

It’s been fine but when the money was sent in error to the wrong recipient it was never returned or even helped to. Reviewed on: 8th July 2026

Peace of Mind instantly!

I feel more secure whenever I see a company accepts pay pal! Reviewed on: 8th July 2026

Very helpful!

I have never had an issue with PayPal: PayPal in 3 and it has helped me a lot when needing to buy costly items. Reviewed on: 8th July 2026

Great company

Easy to use you don’t need to remember your card numbers. Reviewed on: 8th July 2026

Being able to afford life with PayPal

I have been using PayPal for as long as I can remember. Such an easy way to pay for things. Pay in 3 has been the best option for me because I feel that I can afford so many things. I use it to pay for my holidays, my hotels, my perfumes, basically for anything at all. For me the secret is to not wait until the due date for payment. As soon as I get some money, I make sure to clear the balance. This has worked for me. I can’t imagine my life without PayPal Reviewed on: 8th July 2026

Life saver!

I use this service often and I have found it really useful for times when I am making a larger purchase and need to split that cost. It's always reliable and i've never had any problems using it. Reviewed on: 8th July 2026

A Great Payment Service

I've been using PayPal for a while now, and it's always been easy to use and understand. The app and website are straightforward, so I can quickly send or receive money without any hassle. I also like that it's accepted by so many online retailers, which makes paying for purchases quick and convenient. So far, I've had a positive experience and have found PayPal to be a reliable and secure way to manage my online payments. Reviewed on: 8th July 2026

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