Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,280 reviews, last reviewed 14th Aug 2026
72% increase in 5 star reviews
in the past 90 days
83% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026
Craig E's avatar
Craig E

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101281)

trustworthy and easy.

5
I find pay pal easy to use and trust the checks Reviewed on: 8th July 2026

Very good, secured, easy to use the player

5
Very good, secured, easy to use the player Reviewed on: 8th July 2026

puchases

5
very good service, easy to navigate website, Pay in three is just so easy Reviewed on: 8th July 2026

No problems with my many years with PP.

4
No problems with my many years with PP. , if Reviewed on: 8th July 2026

Avoid PayPal.

1
I have been a PayPal customer for several years. In that time I have used the pay in 3 facility many times without any issues. However, recently I am being declined the option for what reason, I cannot say. All my payments for previous use of pain 3 were made well in time and nothing financially has changed my credit circumstances. I now use Klarna and ClearPay without any issues. PayPal is not customer orientated, just interested in itself. Reviewed on: 8th July 2026

PayPal is trust worthy, easy to use and I have never...

5
PayPal is trust worthy, easy to use and I have never had any issues! Reviewed on: 8th July 2026

Overall good experience- App allows me to keep track...

5
Overall good experience- App allows me to keep track of transactions & when needed it's comes in handy to be able to pay in 4 Reviewed on: 8th July 2026

Been using them for years, and trust them completely.

5
Been using them for years, and trust them completely. Service is prompt and courteous.. Reviewed on: 8th July 2026

Easy, efficient and secure.

5
Easy, efficient and secure. Gives confidence that shopping online need not be a complete 'nightmare'. Reviewed on: 8th July 2026

All good. Never had an unresolved problem.

5
All good. Never had an unresolved problem. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181123 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products