Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,281 reviews, last reviewed 17th Aug 2026
63% increase in 5 star reviews
in the past 90 days
67% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Satisfactory everytime I've used PayPal. Satisfactory everytime I've used PayPal. No problems. Reviewed on: 17th August 2026
P M's avatar
P M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101281)

Buy items with the knowledge that you are covered

5
Buy items with the knowledge that you are covered Reviewed on: 8th July 2026

Superb Service

5
I use Paypal regularly and have always had superb service with a minimum amount of time to complete transactions. I have recommended to friends and family and they are equally pleased. Reviewed on: 8th July 2026

Overall ease of use

5
Overall ease of use is the biggest benefit for me, let's you spread the cost the best way possible over the shortest time. Unlike other providers who look at 6 or 12 monthly installments. Would highly recommend for others to use Reviewed on: 8th July 2026

TRUSTWORTHY AND LOYAL.

4
Paypal gives you peace of mind when it comes to your finances. I wish they were an actual high-street bank. Reviewed on: 8th July 2026

I use PayPal for all my online transactions

5
I use PayPal for all my online transactions, it is so easy and uncomplicated. I feel safe using it Reviewed on: 8th July 2026

Great help with spreading payments

5
Great help with spreading payments Reviewed on: 8th July 2026

Llove paypal

5
All fine I value the backup providing confidence in online purchases Reviewed on: 8th July 2026

I have been using pay in 3 for about 3 years now and...

5
I have been using pay in 3 for about 3 years now and what i have experience is that its very efficient and esy to use.I would 100% recommend it.When ever i don' have enough amount to pay for a certain item i choose pay in 3 it help me to get my item first then pay later which will save time and frustrations. Reviewed on: 8th July 2026

Excellent service very handy good communication with...

5
Excellent service very handy good communication with letting you know when payment is due great site very happy Reviewed on: 8th July 2026

Paypal app is really easy to use.

5
Paypal app is really easy to use. Im confident that they put cust9mers first and your purchases and money are protected. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181124 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products