Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101281 reviews)

View other PayPal products

4.76

Based on 101,281 reviews, last reviewed 17th Aug 2026

63% increase in 5 star reviews

in the past 90 days

67% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Satisfactory everytime I've used PayPal. Satisfactory everytime I've used PayPal. No problems. Reviewed on: 17th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101281)

Would definitely recommend paypal

I have been with PayPal for a while now and I trust it completely with my money. I've even now been able to use it for pay in instalments Reviewed on: 8th July 2026

Paypal and makes it a lot easier to be able to...

PayPal makes it a lot easier to be able to buy things Reviewed on: 8th July 2026

I've used PayPal for around 15 years, started off fo...

I've used PayPal for around 15 years, started off for eBay purchases but now more likely to send money to friends and family. The app is easy to use, and it used your own preferred banking sources. The couple of times that I've had queries, I was able to contact PayPal and they explained/took required action immediately Reviewed on: 8th July 2026

Absolutely great service.

Really great service. The pay in 3 is a wonderful service. I don't know where I would be without being able to pay it off over 3 months. Reviewed on: 8th July 2026

It's just so handy to use, it feels safe and secure...

It's just so handy to use, it feels safe and secure and the pay in 3 is such a help to budget those bigger purchases, its so simple to use and the upcoming payment reminders are really helpful so you know when the money is due to be paid. Reviewed on: 8th July 2026

pay in 3 a very handy way to buy

I find the pay in 3 very useful to split the cost and helps me to budget Reviewed on: 8th July 2026

It’s really helpful to spread the costs without any...

It’s really helpful to spread the costs without any feed Reviewed on: 8th July 2026

The PayPal, pay in 3 feature is brilliant.

The PayPal, pay in 3 feature is brilliant. personally i use this feature regularly as why wouldn't you, its interest free. i like it always checks first before processing. Reviewed on: 8th July 2026

Never usually have any need to contactfor support bu...

Never usually have any need to contactfor support but always helpful when I have. Reviewed on: 8th July 2026

0 interest on stage payments

I love that you can get a stage payments on more expensive item at 0 interest it’s so helpful to stagger payments without loosing a bargain Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from PayItMonthly 4.81 from 294 reviews
Argos card
from Argos 4.29 from 64 reviews
Buy now pay later
from Clearpay 3.46 from 61 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181124 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub