Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,281 reviews, last reviewed 17th Aug 2026
63% increase in 5 star reviews
in the past 90 days
67% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Satisfactory everytime I've used PayPal. Satisfactory everytime I've used PayPal. No problems. Reviewed on: 17th August 2026
P M's avatar
P M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101282)

I use the pay in 3 every month.

5
I use the pay in 3 every month. I prefer to spread the cost as this does help as my income is not what it used to be. I have recommended this to my friends. They send you alerts to let you know when payments are due and gives you time to make sure you have this amount in the bank. I also love that if you do not have it in one bank account, then you can change the account the payment has to be taken from. I have an Autistic son who needs alot of things to help him, so the pay in 3 really helps. If you pay for something and do not receive the item, PayPal are a great help in getting your money back. I also love there is no interest to pay on your 3 payments. I highly recommend Pay in 3 as this is so easy to use and the app is easy to follow and check your payments so you can plan ahead when there is a payment due. If you have any issues they are very helpful. Reviewed on: 8th July 2026

Very easy to use.

5
Very easy to use. PayPal notify you when your payment us due. IT's offered if you are buying an expensive item, but uou don't have to take the option if you prefer not to. Reviewed on: 8th July 2026

PayPal you pal to pay.

5
Always reliable. Excellent support when things go wrong. Reviewed on: 8th July 2026

Good customer revive and payment options

4
Good customer feedback have having issues good payment options for business and f&f Reviewed on: 8th July 2026

Want to connect my credit card

3
Great product. I am always using it when I buy clothes, shoes etc. Would be more valuable if I can use credit cards. currently only bank funding and debit card available. Reviewed on: 8th July 2026

Long time customer, first time reviewer

5
I've used PayPal for years now, never any problems or fraud scares. I'd recommend it to anyone. The. Buy now pay later option has been very useful and extremely simple to use. Reviewed on: 8th July 2026

Always a great service.

5
Always great service. It's great to have confidence in a service that provides you with all the details from your purchase. Reviewed on: 8th July 2026

PayPal review

5
PayPal is great when ordering online I find it the best way to pay and you are protected from scammers Reviewed on: 8th July 2026

Useful as a Backup to Other Payment Methods

5
Very useful if you cant make payments offshore using you UK debit or credit card Reviewed on: 8th July 2026

My experience been always very good

5
My experience been always very good Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181124 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products