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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101282 reviews)

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4.76

Based on 101,282 reviews, last reviewed 18th Aug 2026

62% increase in 5 star reviews

in the past 90 days

67% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very plain and simple to use. Very plain and simple to use. It made it possible for me to buy a beautiful dress. Reviewed on: 18th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101282)

Safe secure and gives piece of mind

I always use PayPal wherever available for security and piece of mind Reviewed on: 8th July 2026

Great service

Easy to ise and things to resolve Reviewed on: 8th July 2026

Secure and efficient service.

Secure and efficient service. Reliable. The payment option of pay in three interest free is so very helpful in these difficult economic times. I only use Paypal if I buy anything through the Internet as I trust the service above all others. Reviewed on: 8th July 2026

I have used this exceptional serice for some time no...

I have used this exceptional serice for some time now and fine it very easy and useful to spread the cost to purchase items that I need and can't afford in one payment. Reviewed on: 8th July 2026

I’ve had a really positive experience with PayPal Cr...

I’ve had a really positive experience with PayPal Credit. It’s straightforward to use, the app makes it easy to keep track of payments, and the option to spread the cost of larger purchases has been genuinely helpful. The information is clear, payments are quick to manage, and I appreciate having a flexible way to pay when needed. Reviewed on: 8th July 2026

Quick and easy to use, the reminders are good.

Quick and easy to use, the reminders are good. Reviewed on: 8th July 2026

Always very helpful if you have query or problem

Always very helpful if you have query or problem Reviewed on: 8th July 2026

Safe & Simple!

It’s really simple to use, there’s little faffing about. I like that they let you choose where the money comes from before a purchase and it uses any remaining balance first. The authentication is good, similar too a large bank so i feel safe knowing the money is secure. Reviewed on: 8th July 2026

It's a very secure way to pay for products.

It's a very secure way to pay for products. It's personal settings on my phone makes it quick and easy to use. I recently used the pay in 3 which is great when buying something with another person, so I don't foot the bill in one go Reviewed on: 8th July 2026

Low funds

paPpal pay in 3 helps a lot when funds are low Reviewed on: 8th July 2026

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