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PayPal: Pay in 3 reviews

4.76
Based on 101,282 reviews, last reviewed 18th Aug 2026
62% increase in 5 star reviews
in the past 90 days
67% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very plain and simple to use. Very plain and simple to use. It made it possible for me to buy a beautiful dress. Reviewed on: 18th August 2026
Leigh Murphy's avatar
Leigh Murphy

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101282)

It is a great option and allowed me to split the cos...

5
It is a great option and allowed me to split the cost to affordably! Reviewed on: 8th July 2026

Very Safe

5
Feel very safe using PayPal. If there is a problem with goods or refunds you are covered and it is sorted quickly Reviewed on: 8th July 2026

This scheme is available and helpful.

5
This scheme is available and helpful. Has helpful me purchase necessary items without the worry of interest being added to my payment. Would recommend it when you need to buy something and can't pay the full price upfront. Reviewed on: 8th July 2026

Much More Managable

5
Pay in 3 really makes my purchases manageable. The things I need but can’t necessarily afford straight away - a great help! Reviewed on: 8th July 2026

Easy and secure way to make payments online.

5
Easy and secure way to make payments online. It’s helpful for bigger purchases and the timeline is reasonable. It’s good to know how hat my money is safe from fraud and phishing. Reviewed on: 8th July 2026

Have be using PayPal for a while now and has always...

5
Have be using PayPal for a while now and has always delivered and is my go to app for this type of service and haven't had to go elsewhere. Would recommend to all my friends and family. Reviewed on: 8th July 2026

Safe Money

5
If you have a problem after using PayPal they are always there to help you and resolve the issue, usually in your favour and are quick to refund any money. Reviewed on: 8th July 2026

Excellent service, enabled me to pay off my holiday...

5
Excellent service, enabled me to pay off my holiday with no stress at all. Reviewed on: 8th July 2026

Easy to send and receive money I like it cuse u don’...

5
Easy to send and receive money I like it cuse u don’t have to send bank details to people just say pay pale Reviewed on: 8th July 2026

Brilliant Option to Pay in Three

5
I think the pay in three is an excellent option. When funds are low, you can still buy the things you want, e.g. birthday and Christmas gifts, and be able to spread the cost completely interest-free. Reviewed on: 8th July 2026

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