Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,282 reviews, last reviewed 18th Aug 2026
62% increase in 5 star reviews
in the past 90 days
67% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very plain and simple to use. Very plain and simple to use. It made it possible for me to buy a beautiful dress. Reviewed on: 18th August 2026
Leigh Murphy's avatar
Leigh Murphy

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101284)

the pay in 3 feature is super easy to use.

5
the pay in 3 feature is super easy to use. I like how you get email reminders before every payment as it helps me make sure i dont miss a payment. i cant think of any real downsides to using the service Reviewed on: 8th July 2026

PayPal pay in 3 is a godsend , it allows me to purch...

5
PayPal pay in 3 is a godsend , it allows me to purchase goods I would normally not be able to afford without having the pain of saving Reviewed on: 8th July 2026

good experience - liked paying in 3 made it affordab...

5
good experience - liked paying in 3 made it affordable to buy Reviewed on: 8th July 2026

Helps split the cost

4
Good way to split the cost of bigger costs with no stress, especially in this economy Reviewed on: 8th July 2026

Always use paypal.

5
Always use paypal. Never had an issue with using any of their options. Always helpful when things arise. Loyal user for a numbers of years Reviewed on: 8th July 2026

I overall Good

5
I use the pay in theee a lot which I find very helpful Reviewed on: 8th July 2026

Always helpful

5
Before I had a credit card I used paying 3 all the time it boosted .my credit score which was super helpful Reviewed on: 8th July 2026

It’s always easy and quick..

5
It’s always easy and quick to log in and set up payments. The pay in 3 only takes a few seconds and it’s so convenient when I want to book things in advance but want the freedom to spread the cost interest free. Reviewed on: 8th July 2026

Happy customer

5
I have been lucky that all my dealings with PayPal have been very efficient and so far had no issues. Reviewed on: 8th July 2026

Brilliant

5
Love paypal a easy and safe way to pay Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181127 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products