Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,285 reviews, last reviewed 20th Aug 2026
57% increase in 5 star reviews
in the past 90 days
63% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

brilliant company. not relevant... but i've not had any problems with paypal in all the years i've been using the company Reviewed on: 20th August 2026
roymcevoy's avatar
roymcevoy

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101287)

Fast and easy Paypal

5
Fast and easy to use always. PayPal also has good customer service Reviewed on: 8th July 2026

Fast, Secure, and Hassle-Free

5
My experience using PayPal has been fantastic from start to finish. Setting up my account was quick and straightforward, and I've been able to send and receive payments in just a few clicks. I really appreciate the buyer and seller protection features, which give me peace of mind whenever I'm shopping online or getting paid for freelance work. The mobile app is intuitive and makes tracking transactions effortless, and I love that I can link multiple cards and bank accounts for flexibility. Customer support has also been responsive whenever I've had questions. Overall, PayPal has made managing my finances online simple, secure, and stress-free - I'd recommend it to anyone looking for a reliable payment platform. Reviewed on: 8th July 2026

Fabulous

5
Have used PayPal pay in 3 and it was so easy and stress free that I will use again because it is a fact that it helps me with my budget being able spread the payments without any extra worries Reviewed on: 8th July 2026

I like buying tickets with the 3 months to pay it he...

5
I like buying tickets with the 3 months to pay it helps me or i wouldnt be able to afford them Reviewed on: 8th July 2026

Great service use with confidence

4
Great service use with confidence Reviewed on: 8th July 2026

Good easy to use have had issues in the past but nor...

5
Good easy to use have had issues in the past but normally okay Reviewed on: 8th July 2026

Very easy to use dashboard just makes purchases easier

5
Very easy to use dashboard just makes purchases easier Reviewed on: 8th July 2026

Overall, highly recommended

5
The strengh of PayPal is not having to give numerous sellers your payment details, but just one, PayPal. The weakness of the PayPal system, through no fault of theirs, is loosing the purchase protection that credit card companies provide when payment is made through a third party. Apart from Ebay purchases, PayPal protection in my experience, does not compare with the best credit card companies. This is also affecting Ted by which parts of the consumer credit act that Seller's are signed up to. Overall, highly recommended! Reviewed on: 8th July 2026

Easy to use and had no issues.

5
Easy to use and had no issues. Makes paying online a breeze. Reviewed on: 8th July 2026

I have been with PayPal for yearsand had very great...

5
I have been with PayPal for years and had very great and trustworthy experience with PayPal Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181130 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products