Smart Money People Logo

PayPal: Payments reviews

4.91
Based on 3,600 reviews, last reviewed 2nd Mar 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and convenient for online payments PayPal is fast, secure, and very convenient for online payments. I’ve never had any issues. Highly recommended! Reviewed on: 27th June 2025
Renilton  Carvalho 's avatar
Renilton Carvalho

Latest lowest rating:

1

PayEnemy They continue to lie at every opportunity. My friend sent me money and they charged me a fee. They said he selected goods and services. He didn't. The... Read more Reviewed on: 2nd March 2026
Nicholas S's avatar
Nicholas S

About this product

PayPal enables people and businesses to send and receive money securely online and in person.

Pay for purchases, transfer money and manage transactions in one place on the app. There are flexible payment options, including spreading the cost of eligible purchases. Transactions are encrypted; eligible purchases are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Payments now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Payments reviews (3600)

There when you need it.

5
What could be better than 4 months interest free credit, I’ve purchased things from eBay for years using PayPal and never paid a penny extra in interest. As with all forms of credit if you don’t pay on time it will cost you more but I’ve never been pressured to take out more, great products, very happy. Reviewed on: 13th June 2022

PayPal Credit is a great help in the present financial climate.

5
I find PayPal Credit very handy. A contribution to keep the economy going. Reviewed on: 13th June 2022

PayPal

5
Always easy,helpful,reliable and no worries to pay via PayPal Reviewed on: 13th June 2022

Excellent repayment choices

5
From 0% interest to flexible repayment options it is second to none. I have been 100% happy with my PayPal credit. Would definitely recommend PayPal Credit to anyone. Reviewed on: 13th June 2022

easy payments

5
easy spread out payments with no interest Reviewed on: 13th June 2022

Simply Amazing

5
Easy to pay for items with PayPal credit. Never had an issue with them. Reviewed on: 13th June 2022

Simplicity

5
Using credit with PayPal is simplicity in it’s own right..My go to source for short term finance. Reviewed on: 13th June 2022

Straightforward.

5
I have been using PayPal for some years now,easy to apply for,straightforward statements. Reviewed on: 13th June 2022

Safe purchases

5
Personal payment purchases through PayPal is a safe way to buy items while protecting your private details. Reviewed on: 13th June 2022

Financially Aware and Simple

5
Paypal Credit gives you the ability to manage your finances with 0% interest, and also has a Pay in 3 service which allows you to spread costs. Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22350 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.91 from 50807 reviews
    PayPal
  • Debit card

    from PayPal 4.00 from 1 reviews
    PayPal
    View all products