Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Payments reviews

View other PayPal products
4.71
Based on 3,855 reviews, last reviewed 14th Jul 2026
129% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to use PayPal is extremely easy to use and very flexible its is really easy to use on the go. Reviewed on: 14th July 2026
Gabriella w's avatar
Gabriella w

Latest lowest rating:

2

Refused to refund fraudulant activity They refused to refund fraudulant activity and the app makes it so difficult to change your password (to try stopping this again). And logging on thro... Read more Reviewed on: 7th July 2026
Lins's avatar
Lins
Read all reviews Write a review

About this product

PayPal enables people and businesses to send and receive money securely online and in person.

Pay for purchases, transfer money and manage transactions in one place on the app. There are flexible payment options, including spreading the cost of eligible purchases. Transactions are encrypted; eligible purchases are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Payments now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Payments reviews (3855)

Excelent

5
I use it many times. secure payment method. excellent credit terms Reviewed on: 13th June 2022
Mod Estas P's avatar
Mod Estas P

PayPal Credit

5
A great service which lets you spread the cost of purchases more than £99 over 4 months with no interest charge provided payment is made in full by the end of that period. Reviewed on: 13th June 2022
John Marshall's avatar
John Marshall

Fantastic service

5
Been using PayPal credit for years, it's so simple! I can buy high value items and pay them off interest free with flexible repayment amounts that suit me. I bought a phone and paid it off in just over a year so avoided expensive contracts. I can treat myself to something special and pay it off to suit myself with no rigid payments or pay date, I simply go onto the app on my phone and pay what I want when I want, no forms to fill in or credit checks to go through every time. A virtual credit card with no card to lose or misplace and no expiry dates to worry about. Reviewed on: 13th June 2022
Gisella Grant-milligan's avatar
Gisella Grant-milligan

Easy breezy

5
Using PayPal is so easy to use. It saves Mr having to dig in my enormous handbag for my card details. Using the credit function has also been a God send for those big ticket items. Regular reminders that payment is coming up has been so beneficial to keep on track. Reviewed on: 13th June 2022
Tracey Fergus 's avatar
Tracey Fergus

Thank you PayPal

5
Helped me out a few times and no problems Reviewed on: 13th June 2022
Buzzby44's avatar
Buzzby44

Why I love PayPal

5
Why I love PayPal? 1. This company appears safe for buyers, as the site platform is both secure and encrypted. My opinion for the key data protection issue for buyers may be external to PayPal and they will need to have a secure digital connection to PayPal. So their data should be kept safe from prying eyes. 2. PayPal Payment Review is a free fraud-detection feature and notifies merchants using PayPal Checkout of potentially high risk payments. The company offering increased protection against processing and shipping fraudulent orders. Once a scammer has hacked into somebody else's PayPal account (as in the case of the phishing email scam), they can make purchases and send payments with the money from the account they have taken over... PayPal may reimburse the seller if they are able to confirm that the account that made the payment was hacked. 3. Using PayPal Payments is a very easy to receive and send money and all transactions are completed very fast. 4. PayPal Credit is fairly innocuous, but also pretty unnecessary. The best thing you get out of the line of credit is increased time to pay for larger purchases. 5. It is very important to know: PayPal Credit does report to the credit Bureaus and will affect your credit score. Late payments will be reported to Experian specifically. 6. I have a very good experience with PayPal credit for a purchasing eBay. PayPal Credit is an unsecured line of credit that you apply for and can use online anywhere PayPal is accepted. Your credit line is linked to your PayPal account... Unlike PayPal's credit cards, PayPal Credit doesn't offer rewards. But it does offer some special payment deals, like longer interest-free terms. Reviewed on: 13th June 2022
Aminata Kamara's avatar
Aminata Kamara

Excellent Service

5
Have used it once and have been updated on all aspects of the purchase history. Reviewed on: 13th June 2022
Julie Barber's avatar
Julie Barber

PayPal

5
Brilliant service fast & reliable Reviewed on: 13th June 2022
Alexander murray 's avatar
Alexander murray

Excellent value

5
Excellent rates and flexible payments Reviewed on: 13th June 2022
D's avatar
D

Always their PayPal

5
I have used PayPal for several years now and always had a great service, from the ease of paying to free returns, and payers protection it is ideal, always their if I see something I want, very easy to use even the app is so useful Reviewed on: 13th June 2022
Trace's avatar
Trace

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101291 reviews
    PayPal

  • PayPal Credit

    from PayPal 4.73 from 181134 reviews
    PayPal

  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill