Smart Money People Logo

PayPal: Payments reviews

4.91
Based on 3,705 reviews, last reviewed 6th May 2026
9800% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love being able to pay online (mobile or computer) w... Love being able to pay online (mobile or computer) with just a login, as I often don't have my card on me. Security still feels strong, and I've never... Read more Reviewed on: 6th May 2026
Ellie's avatar
Ellie

Latest lowest rating:

1

The interest free payments are great The interest free payments are great Reviewed on: 6th May 2026
Leigh Davies's avatar
Leigh Davies

About this product

PayPal enables people and businesses to send and receive money securely online and in person.

Pay for purchases, transfer money and manage transactions in one place on the app. There are flexible payment options, including spreading the cost of eligible purchases. Transactions are encrypted; eligible purchases are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Payments now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Payments reviews (3705)

Loving It

5
Have really enjoyed the PayPal credit experience,it's easy to use,friendly and easy staff to talk to on the phone if I have a problem,would recommend PayPal credit to family and friends Reviewed on: 31st July 2023

Best banking provider

5
Have been with PayPal few years now , I have never had any problems with them. Very efficient in day to day transactions & payments. Reviewed on: 31st July 2023

Great service

5
Account very easy to administer online, does not bombard you with marketing messages or emails, easy to use, excellent call centre which sorts problems quickly. Reviewed on: 31st July 2023

Brilliant facility

5
PayPal credit is an absolutely brilliant facility , so easy to manage from my phone with 4months 0% interest on purchases over £99. Complete peace of mind with regular updates and relevant information Reviewed on: 31st July 2023

Very useful credit

5
Excellent product, very easy to use and great communication. 4 month 0% option very helpful, especially now in the current cost of living crisis. 12 month payment plans also a great plan to spread the cost. Reviewed on: 31st July 2023

convenient way of paying for things

5
Easy to use. Convenient way to pay for products. Easy to get issues resolved. great for interest free or pay in 3. Use regularly Reviewed on: 31st July 2023

Paypal credit etc

5
Paypal are simply miles and years ahead of all other financial institutions when it come to financially helping and caring for their customers. I have and will continue to recommend Paypal to friends and family as they are simply the best Reviewed on: 31st July 2023

Easy, quick and totally secure

5
How I love to use my PayPal account to pay for online purchases. With so many scams etc around, using PayPal and avoiding having to divulge card details gives me the ultimate peace of mind. In addition, every time you make a purchase through PayPal you get an instant message confirming your purchase, thus if someone tried to use your account, you are aware of it in an instant. I use PayPal for every purchase that accepts PayPal. Long live PayPal. Reviewed on: 31st July 2023

I recommend PayPal

5
I use PayPal finance products since few years. It is very useful to me Reviewed on: 31st July 2023

Paypal Credit

5
Simple fast easy credit helps spread the cost of purchases and makes my purchases mofe affordable and easy. Reviewed on: 31st July 2023

Review PayPal: Payments now

Help others make smarter decisions by sharing your own experience. Write a review