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Pockit: Account reviews

2.67
Based on 574 reviews, last reviewed 23rd Dec 2025
No new 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
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Latest highest rating:

5

Pockit its been such a big help in my life. Pockit its been such a big help in my life.im so grateful cause they make my life easy never had any problems or issues with pockit ,great service pro... Read more Reviewed on: 12th March 2025
Daniella's avatar
Daniella

Latest lowest rating:

1

STOLE OVER £6000 Customer: 561880473 FORMAL COMPLAINT – FINAL NOTICE BEFORE REGULATORY ESCALATION Subject: Final Formal Complaint – Unlawful Account Restriction, Wit... Read more Reviewed on: 23rd December 2025
Wass's avatar
Wass

About this product

Pockit offer a Prepaid Mastercard® account with no credit checks required.

You can get a £50 cash advance before payday and earn cashback on eligible purchases. This account can also help you build your credit score. There’s a monthly fee to pay for the Pockit Account.

Pockit Account reviews help you find out what it’s really like to be a customer. If you’ve used Pockit before, you can also leave a review and share your experience.

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Pockit Account reviews (574)

Great idea but needs more work.

3
I have problems with spending due to a psychiatric condition and so this enables me to live independently whilst my family deposits money into my Pockit account. The card has been accepted everywhere I have been and it is contactless. The app is good apart from the half an hour lag in updates (you have to rely on the email when money is deposited). The major issue is how long it takes for money that has been transferred to your account to actually show up there. All deposits made go to the big Pockit 'pot' and a team then manually sorts through the payments based on the customer reference number attached to each one. As expected this can take a while, and over the weekend you are generally screwed. I understand people don't use this as their only account but since I do this is a major issue for me if my family forgets that deposits need to be made in advance. The other problem is that you cannot electronically transfer money to another account except to another Pockit account; so paying my share of bills to my boyfriend is difficult since it costs 99p to withdraw cash so you end up with that annoying situation where you can't withdraw a tenner because you have £9.01 in your account... But you can set up direct debits and things, I pay for Spotify Premium using mine. The card is free and I understand that it is a new slightly experimental branch of whichever affiliated bank, where they are working to improve it all the time. I would recommend this to others because it definitely works as long as you are aware of and plan around Pockit's weak spots. Reviewed on: 18th October 2016

Secure way to shop online

5
Card arrived in 3 days. Easy to load (took maybe a minute for balance to show up). Easy to use website. Recomended prepaid car :) Reviewed on: 18th October 2016

Very useful

5
Works as advertised, have had one question that customer support answered fully the same day. Reviewed on: 18th October 2016

Great

5
A card without hassle ,very straightforward and simple to use, yet very secured to use. Reviewed on: 18th October 2016

Ease of POCKIT

5
Easy to sign up. Card came quick. Easy to load. Easy to use website. Easy to use card. Should of got a pockit credit card ages ago Reviewed on: 18th October 2016

Excellent Card

5
I got my card after three days only from submission , also i got five pound reward due to loading ten pound within the first week Reviewed on: 18th October 2016

Good but Bad

2
Customer service is brilliant. Very helpful call centre. Downside is that you spend a lot of time chasing up money that should have been paid into your account. Benefits are a lot of hassle to get paid in, even after sending in all your details of benefit and it being linked to your account , you still have to ring and chase up the money to be able to use it. Reviewed on: 18th October 2016

Easy access to money without worryi

5
My worry has always been losing my debit card as I can be a bit careless at times and I spend what money I have. Pockit gives me and my mum peace of mind and helps me budget my money. It's a great way to be responsible and be in control without the danger of cyber crime. Reviewed on: 17th October 2016

Excellent, easy and quick

5
All I needed was a cash card with no monthly charges, and I was directed to Pockit. To my surprise, I recieved a £5 addition to my account with a £10 deposit and having a card in my wallet as a reserve proved really handy when I needed fuel and no other funds available. The card is easy to use and is contactless, and the iPhone app is so easy to use too. My experience has been excellent and a massive positive. I have recommended Pockit to several people already even though I have had it less than a month. Keep up the good work and thanks. Reviewed on: 17th October 2016

Excellent service

5
Excellent service and a really easy app to use and I got £5 for applying! Happy days!! Reviewed on: 17th October 2016

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