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Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
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1%
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0%
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1%

Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Policy Expert Home insurance reviews (9136)

Review of the Policy Expert, Home insurance:

Great, friendly staff

5
Great, friendly staff and user friendly website, easy to use. Best price which was very important to us with all the features that I needed. Reviewed on: 2nd August 2024

Solid company

4
Very happy with Policy Expert. Very easy to set up insurance with them. Reviewed on: 25th August 2023

Easy to Use

5
For a techno phob like myself i found the Policy Expert website friendly and easy to use and they also don't bombard you with advertisement emails. Totally user friendly. Reviewed on: 25th August 2023

So Simple

5
Very straightforward, and excellent value. I always check against others but applications are painful and these guys generally offer the best for less. Reviewed on: 25th August 2023

Easy policy excellent cover

4
Was looking for home Insurance and existing renewal was extortionate considering there was no claim ever made. Found policy expert and their policies were easy to google and understand and the cover within each policy type was easy to understand. Key cover was excellent and easy to understand too. Just hope I never need to claim but if I do I hope it is easy and hassle free otherwise No recommendations from us. Reviewed on: 25th August 2023

Great company

5
Been with this same company last few years rather than the usual changing companies every year as the value is better than the rest and renewals always very reasonable without over inflating so not worth looking elsewhere Reviewed on: 25th August 2023

My views

5
I've been with this insurance company for a while now if I've had to contact them they are very helpful. And the prices are very competitive for the benefits. Reviewed on: 25th August 2023

the only insurance company to reduce my yearly payment when they could

5
i just trust this company 100% Reviewed on: 25th August 2023

Great insurance

4
Really happy with Policy expert. Offering good value home insurance at a good price. Way better than my last provider. Can’t fault. Thank you Reviewed on: 25th August 2023

Excellent service and value for money

5
As the title suggests that we are very happy with policy expert and the added bonus that we can alter our insurance cover throughout our contract without massive admin fees Reviewed on: 25th August 2023

A fair & helpful company to deal with

5
Everything about Policy Review (PR) is easy. I normally shop around each year for home insurance because, as an existing customer, the renewal quotes with other insurance companies rose sky high. I didn’t feel the need to do so this year as, despite the rate of inflation at the time, PR’s renewal quote reflected a small but fair & manageable increase. The website is very easy to use and the insurance application was very smooth. I was with PR a few years ago when I was renovating my house and spoke with a very helpful customer service agent who advised me on what I needed to do by way of notification to PR of the work being done. Returning to them last year was like reuniting with an old friend! Reviewed on: 25th August 2023