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Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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14%
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1%
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1%

Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Home insurance reviews (9136)

A fair & helpful company to deal with

5
Everything about Policy Review (PR) is easy. I normally shop around each year for home insurance because, as an existing customer, the renewal quotes with other insurance companies rose sky high. I didn’t feel the need to do so this year as, despite the rate of inflation at the time, PR’s renewal quote reflected a small but fair & manageable increase. The website is very easy to use and the insurance application was very smooth. I was with PR a few years ago when I was renovating my house and spoke with a very helpful customer service agent who advised me on what I needed to do by way of notification to PR of the work being done. Returning to them last year was like reuniting with an old friend! Reviewed on: 25th August 2023

Quality company.

5
Policy expert provided me with a seamless ordering process that exceeded my expectations. Easy to contact and an extremely high level of service and professionalism was received. Would recommend in future. Reviewed on: 25th August 2023

Excellent cover

5
Fantastic cover at a very competitive price. Easy to deal with Reviewed on: 25th August 2023

Concise, clear and helpful

5
Always clear and very competitive on price. So far no issues and very helpful if the need to contact arises. Reviewed on: 25th August 2023

Simple, Clear, Affordable and Effective

5
We search for home insurance that was appropriate for the level of cover we needed on comparison sites. Policy Expert came in as one of the cheapest and ticked on the boxes we needed and made provision for bikes and jewellery etc. Navigating the website was easy and the speed at which we were able to get cover was good. Overall I (we) are very satisfied with the cover. Reviewed on: 25th August 2023

Excellent value for money

5
Excellent value for money, never had any issues with company Reviewed on: 25th August 2023

Review

3
Not had to make a claim, so can't really comment Reviewed on: 25th August 2023

Best Price Always

5
Competitive premiums and very quick and easy to renew. A straightforward process. Reviewed on: 25th August 2023

Saved a good sum of money

5
Although I've saved money not actually made any claims Reviewed on: 25th August 2023

Simply straight forward

5
Easy to understand and follow on line. Worked without any glitches. 2nd year used. Competitive prices and good coverage. Reviewed on: 25th August 2023

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