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Policy Expert : Home insurance reviews

4.72
Based on 9,156 reviews, last reviewed 17th Sep 2026
700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Smooth and proffesional operation. Smooth and proffesional operation. My house got flooded by bursed water pipe. Policy Expert sent a crew to remove flooded flooring, instaled industria... Read more Reviewed on: 5th September 2026
Adrian's avatar
Adrian

Latest lowest rating:

1

Terrible service at renewal, claims experience poor Our policy premium almost doubled at renewal. Got quotes elsewhere at a better price. They took renewal payment much earlier than expected, while we w... Read more Reviewed on: 17th September 2026
Lorna S's avatar
Lorna S

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Home insurance reviews (9156)

Cheapest out there

5
Insurance is a necessary evil so you want the cheapest that offers the best cover. I compared the cover offered by a number of top insurance companies. This company offers the best cover and value. Bar none. The difference in price was over £100. Reviewed on: 1st September 2022

Simple, quick, competitive!

5
Easy to use on-line website. Excellent cover, no fuss, clear, simple to use, cannot fault them. Reviewed on: 1st September 2022

Fab-u-lous

5
Great service at a great price. I needed to make a small change to my policy and it was handled immediately over the phone. No massive queue to get through and super helpful staff. Reviewed on: 1st September 2022

Straight forward and well priced home insurance

5
Easy to search and set up. Very straight forward. Good customer service and a great price. Reviewed on: 1st September 2022

Premier cover

4
Excellent home insurance at a fair price Reviewed on: 1st September 2022

Fantastic policy great service

5
Done a extensive search for a policy to include everything and this was the Best Buy far and at a great price Reviewed on: 1st September 2022

Value for money

5
Excellent service value for money Reviewed on: 1st September 2022

Excellent Value for Money and Easy to set up

5
I found this company through Compare the Market. I found they were the cheapest but actually offered, as standard, all of the extras my previous insurer was charging extra for, eg legal assistance, roadside assistance, etc. Very good Vale for money. They are online only but when I had a problem as I had entered the wrong renewal date, it was answered almost instantly. Would definitely recommend. Reviewed on: 1st September 2022

Excellent

5
Easy to apply, provided the right type of cover to meet our needs at a reasonable price Reviewed on: 1st September 2022

Best Insurance Experience

5
I always shop around for the best deals in insurance online and found the application process straightforward and simple to do with Policy Expert. The cover of buildings and contents is first class despite being the best value product for me. I also like how you have the option to upgrade the policy without breaking this bank. All in all its a rare animal indeed but this insurance experience was competitive without compromise Reviewed on: 1st September 2022

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