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Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Policy Expert Home insurance reviews (9136)

Review of the Policy Expert, Home insurance:

Great, friendly staff

5
Great, friendly staff and user friendly website, easy to use. Best price which was very important to us with all the features that I needed. Reviewed on: 2nd August 2024

Easy to set up and friendly customer service.

5
Easy to set up and friendly customer service. Reviewed on: 2nd August 2024

No issues or concerns or problems

5
No issues or concerns or problems Reviewed on: 2nd August 2024

Great service

5
Great excellent service easy to understand the process Reviewed on: 2nd August 2024

As the say Policy experts.

5
Really quick to process request. Easy friendly user site/app. Documents up loaded and easy to access instantly. Great team all professional and know their stuff. Reviewed on: 2nd August 2024

Great company

5
Policy expert have been excellent at providing very affordable home policy.It is great value for money. Reviewed on: 2nd August 2024

Simple and easy to do

5
The online system works seamlessly and is simple to use. A great way to purchase insurance. Reviewed on: 2nd August 2024

Really good service, would recommend

5
Really good service, would recommend Reviewed on: 2nd August 2024

Cheap but read the terms and conditions carefully

3
Had a leak which came under ‘escape of water’ small print specified that the excess for this would be 7 times that of the excess for everything else. Got caught out by the small print, will be more careful next time. Surveyor came out and issued his valuation based on nothing but a pure guess, no up to date market rates for labour and materials, no actual estimation using quantities of either materials or labour. Just ‘system says this much’ naturally after the enormous deduction for the excess I was out of pocket by a lot of money! Reviewed on: 2nd August 2024

Quick easy efficient and clear multi use insurance

5
Quick easy efficient and clear process quotation and inclusion and exclusion from policy Reviewed on: 2nd August 2024

Excellent company .

5
A very good site, easy to fill out the questions. Always there if you need to ask a question. Reviewed on: 2nd August 2024

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