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Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Policy Expert Home insurance reviews (9136)

Review of the Policy Expert, Home insurance:

Great, friendly staff

5
Great, friendly staff and user friendly website, easy to use. Best price which was very important to us with all the features that I needed. Reviewed on: 2nd August 2024

User friendly process from obtaining quotation to pu...

5
User friendly process from obtaining quotation to purchasing policy .. Reviewed on: 2nd August 2024

Clear, concise, excellence!

5
Clear, concise and yet comprehensive cover - an excellent company! Reviewed on: 2nd August 2024

Not too expensive

4
Good way to use. Not too expensive Reviewed on: 2nd August 2024

Amazing service and fantastic price.

5
Great service. Easy to quote for. Prices amazing. Saved me lots of money. Reviewed on: 2nd August 2024

Clear cover information and best value available

5
Clear cover information and a good level of cover for the money when compared to other providers. Reviewed on: 2nd August 2024

They are giving me a good price for my house...

5
They are giving me a good price for my house insurance Reviewed on: 2nd August 2024

Been with Policy Expert for a number of years and al...

5
Been with Policy Expert for a number of years and although fortunately we have never had to claim the service is excellent whenever contacting them and great value for money if it wasn’t we would have been with another provider Reviewed on: 2nd August 2024

Very quick easy

5
Very quick easy to insure with clear policy breakdown would recommend and use company again Reviewed on: 2nd August 2024

Happy with service

4
Happy with service good price point. Reviewed on: 2nd August 2024

Cheap but poor claims experience

4
Two interactions - 1. Positive when I belatedly advised property was vacant - quick reply and no extra premium required. 2 Negative - when trying to obtain an emergency repair plumber from them - no support, had to arrange repair myself as there was no light in the loft where the water tank leak was and no 'ramsay' ladder but alternative step ladder was available - poor claims experience. Reviewed on: 2nd August 2024

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