Smart Money People Logo

Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Review Policy Expert : Home insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Policy Expert Home insurance reviews (9136)

Easy to use although haven't had to claim yet!

4
Easy to set up and good price but have not had to use their customer services yet. Reviewed on: 6th September 2017

Easy house ins renew

5
This is a painless way to renew. Quotation is on renewal letter. To accept you do nothing. Easy Reviewed on: 6th September 2017

Cheerful

5
Great prices at affordable rates Reviewed on: 5th September 2017

Excellent service, thanks.

4
Very efficient from start to finish, including updates from e-mails Reviewed on: 5th September 2017

Ok service

3
I was offered a good price last year but offered less cover for more money this year!! I was offered a discount once I managed to speak with somebody, but surely I should have been offered that in the first place!!!! Reviewed on: 5th September 2017

Quick easy and value for money

5
Was expecting a big increase on renewal but was very surprised and accepted without shopping around. Reviewed on: 5th September 2017

Customer experience

5
The call handler was more than helpful and fully explained the product inwas ourchasing and all its features and the added extras, he did not push any of the add ons but offered them in a friendly manner and was more than happy to call back later in the month to see if i wanted to take any out! Reviewed on: 5th September 2017

Value for money

5
I'm always looking for the best price and Policy Expert is great value for money. The proof of the pudding is of course in the eating and I have yet to make a claim. Reviewed on: 5th September 2017

Straight forward and effective

5
Very easy to set up, no problems and in a short space of time I had insurance sorted out. Highly recommended. Reviewed on: 5th September 2017

Excellent service

5
I rang Policy expert to decline my renewal, I spoke with a very knowledgeable customer service agent, he requoted my renewal with extras for virtually the same price as last year, I am extremely pleased with the outcome of the telephone call and the excellent service from the call handler, overall a very good experience. Reviewed on: 4th September 2017

Do you have a different Policy Expert product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Policy Expert ?

    View all products