Smart Money People Logo

Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Review Policy Expert : Home insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Policy Expert Home insurance reviews (9136)

Excellent .. 5 Stars

5
Great price with straightforward website making it easy to get the features required and compare benefits and costs .. would definitely recommend Reviewed on: 30th August 2017

Good Cover

5
Value for money cover, have been with company now for 3-years and the policy premium has only increased by £10. Reviewed on: 30th August 2017

top-notch service

5
Excellent service never had a problem, always helpful staff always felt valued regardless of any questions I feel I need to ask, and yet again the best quote I could find for value Reviewed on: 30th August 2017

Easy!

4
Easy and straightforward to take out new home contents and building insurance. Thanks! Reviewed on: 30th August 2017

Efficient and good price

5
Contacted by a polite, informed represemtative who managed to reduce my premium Reviewed on: 29th August 2017

Smashed my renewal quote

5
I saved £300 on my renewal quote from another home insurance company. Policy expert's website is so striaght forward to complete. Good stuff. Reviewed on: 29th August 2017

Excellent!

5
Fast & efficient service. Website easy to navigate & add on desired extras. Very competitive prices! Reviewed on: 29th August 2017

Expensive and unwanted renewal

2
Sent me an expensive renewal quote, for a policy that was worse than I had the previous year. Requested and received confirmation in writing that my policy would not renew, it has done. Sent two messages to policy expert and still awaiting a response to confirm my card will not be charged. Poor customer service! Reviewed on: 29th August 2017

Great price!

4
Great level of cover for a small price! Great! Reviewed on: 28th August 2017

Great price and product

4
I bought home insurance, the quote was less than half the price of the other quote I had and the details of the insurance were just as good . Very happy Reviewed on: 28th August 2017

Do you have a different Policy Expert product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Policy Expert ?

    View all products